Glen Burnie, MD Short-Term Rentals: Insurance Requirements (2026)

Anne Arundel County's short-term rental program, codified in Title 13A and zoning Sec. 18-12-602 and administered through the Department of Inspections and Permits License Division, requires every registered host of a short-term residential rental in unincorporated Glen Burnie to maintain commercial liability insurance of at least $1,000,000. Proof of coverage must be filed with the registration application in the form of a certificate of insurance or a policy declaration page that names the registered dwelling unit. Homeowners insurance alone typically does not satisfy the requirement because most homeowners policies exclude or limit transient commercial occupancies; hosts generally rely on a commercial liability rider or a stand-alone commercial dwelling policy from a carrier that recognizes STR use. Coverage provided by hosting platforms (for example AirCover or similar host protection programs offered by booking sites) is supplemental and does not, by itself, replace the host's own commercial liability policy of record. Evidence of insurance must be kept current; the host must remain in good standing with no overdue taxes, fines, or fees owed to the county to retain the registration. Registration is valid for two years and requires the $100 fee plus notarized application submitted to the Permit Center at 2664 Riva Road, Annapolis.