Houston's STR ordinance requires operators to maintain a $1 million liability insurance policy during any period the rental property is available for booking. This is one of the strictest insurance mandates for STRs among major US cities.
Under Houston Code Chapter 28, Art. XXIII, STR operators must maintain commercial general liability insurance of at least $1 million during any period the property is listed or available for short-term rental use. Proof of insurance must be provided during the registration process and maintained throughout the certificate period. Operators must also complete annual human trafficking prevention training and collect and remit Houston Hotel Occupancy Tax (HOT) quarterly. Failure to maintain insurance may result in certificate revocation.
Failure to maintain required insurance may result in revocation of the certificate of registration. Operating without a valid certificate carries fines of $100-$500 per day of violation.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Houston, TX
Houston defines an abandoned vehicle under City Code Chapter 8 and Texas Transportation Code §683 as one left on a public right-of-way more than 48 hours (in...
Houston, TX
Smoke alarms in Houston dwellings are governed by Tex. Health & Safety Code Chapter 766 and the Houston Fire Code, which adopts the International Fire Code (...
Houston, TX
Houston enforces the federal Tobacco 21 minimum age of 21 for all tobacco and vape sales, aligned with Texas SB 21 (2019). Texas state law preempts most loca...
Houston, TX
Houston bans minors under 17 from public places 11:00 PM to 6:00 AM Sunday-Thursday and 12:01 AM to 6:00 AM Friday-Saturday. A daytime school-hours curfew ru...
Houston, TX
Houston Parks and Recreation Department prohibits drone operation in city parks without a special-use permit under the Houston Parks Ordinance. Memorial Park...
Houston, TX
Houston regulates political signs under content-neutral temporary sign rules in Chapter 28 of the Code of Ordinances. Residential properties may display temp...
Side-by-side rule comparisons with other cities in Harris County.
See how other cities in Harris County handle insurance requirements.
See how Houston's insurance requirements rules stack up against other locations.
Help us keep this page accurate. If you notice an error or outdated information, let us know.