The Home-Sharing Ordinance does not mandate a specific insurance policy, but standard homeowner or renter policies typically exclude commercial activity. The city strongly recommends dedicated STR insurance covering guest injury, property damage, and legal defense. Hosting platforms like Airbnb provide supplemental coverage but it may have gaps.
Los Angeles may require short-term rental hosts to maintain liability insurance covering guest injuries and property damage. Typical minimum coverage is $500,000 to $1,000,000. Standard homeowner policies often exclude commercial rental activity, so hosts may need a separate rider or commercial policy. Platform-provided insurance (like Airbnb Host Protection) may not satisfy local requirements. Proof of insurance may be required at permit renewal.
Operating without required insurance may result in permit denial or revocation. Hosts may face personal liability for uninsured claims.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Los Angeles, CA
Los Angeles tows vehicles left on any public street for over 72 consecutive hours under LAMC 80.73.2 and California Vehicle Code 22651(k). Vehicles also qual...
Los Angeles, CA
Los Angeles Ordinance 187200 added LAMC section 195.30 to ban food vendors and city facilities from using expanded polystyrene foam containers, cups, plates,...
Los Angeles, CA
Los Angeles bans launching, landing, or operating drones over all city parks and beaches under LAMC 56.31. Recreational pilots must follow FAA rules: stay be...
Los Angeles, CA
Los Angeles banned single-use plastic carryout bags at large supermarkets effective January 1, 2014 and extended the ban citywide to all retailers on July 1,...
Los Angeles, CA
Los Angeles enforces the federal Tobacco 21 minimum age plus California state law. All tobacco and vape sales to anyone under 21 are prohibited. LA County al...
Los Angeles, CA
Los Angeles collects yard waste weekly in the green organics bin alongside food scraps under California SB 1383. Branches under 4 feet long and 4 inches diam...
Side-by-side rule comparisons with other cities in Los Angeles County.
See how other cities in Los Angeles County handle insurance requirements.
See how Los Angeles's insurance requirements rules stack up against other locations.
Help us keep this page accurate. If you notice an error or outdated information, let us know.