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Inglewood, CA Short-Term Rentals: Insurance Requirements (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Minimum liability coverage
$500,000
Alternate compliance
platform-provided equal/greater coverage
Governing section
§ 8-141(4)
Permit term
1 year, renewable annually
Appeal window
15 calendar days of notice
Enforcing body
Permits and Licenses Committee

Summary

Inglewood requires every short-term rental host to carry at least $500,000 in liability insurance covering the rental activity, or to book exclusively through a hosting platform providing equal or greater coverage. The rule is one of the standing conditions attached to every short-term rental permit issued under Chapter 8, Article 11 of the Inglewood Municipal Code.

(4) Maintains liability insurance to cover short-term rental hosting with minimum limits of not less than $500,000 or conducts each short-term rental hosting transaction through a short-term rental hosting platform that provides equal or greater coverage.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 4954608; v8 updated 2026-05-19).

Full Breakdown

) that carries equal or greater coverage on the host's behalf. The insurance duty sits alongside other permit conditions in the same section, including registering the property, remitting transient occupancy tax under Article 8 of Chapter 9, abating nuisance activity within one hour, limiting guest street parking to one vehicle per booking, and posting evacuation and trash-removal notices for guests. Permits are valid for one year and must be renewed by filing a renewal application (Section 8-141(22)); the non-refundable fee for both initial and renewal applications is set in the City's Master Fee Schedule (Section 8-141(26)).

Because the insurance condition is a permit requirement rather than a standalone offense, the City enforces it through the permit process itself: an inspector confirming a lapse in coverage treats it as a violation of any provision under this Article, which is a listed ground for the City Manager or designee to deny, suspend, or revoke the permit under Section 8-142(3)(b). A denial, suspension, or revocation takes effect fifteen calendar days after the City mails notice of intent, giving the host a window to restore coverage or appeal.

Violations & Fines

Operating without the required insurance is a violation of Article 11 and grounds for permit denial, suspension, or revocation under Section 8-142(3)(b), effective fifteen days after the City mails notice. Hosts may appeal to the Permits and Licenses Committee by filing a non-refundable fee within fifteen calendar days of the mailed notice; a decision follows within ten days of the hearing under Section 8-142(1). Separately, violating the Article is an infraction unless charged as a misdemeanor under Article 1-18.3, and may draw administrative fines under Chapter 11, Article 11.4.

Frequently Asked Questions

How much liability insurance must an Inglewood short-term rental host carry?
At least $500,000, per Inglewood Municipal Code Section 8-141(4). A host satisfies the rule either by purchasing that coverage directly or by booking exclusively through a short-term rental hosting platform that provides equal or greater coverage on the host's behalf, so a host relying solely on a platform's built-in guarantee still must confirm it meets the $500,000 floor.
What happens if my Inglewood short-term rental loses insurance coverage?
A coverage lapse is a violation of Article 11 and is grounds for the City Manager or designee to deny, suspend, or revoke the short-term rental permit under Section 8-142(3)(b). The action takes effect fifteen calendar days after the City mails notice, during which the host can restore coverage or file an appeal with the Permits and Licenses Committee.
Can I appeal an insurance-related permit revocation in Inglewood?
Yes. File a written appeal with a non-refundable fee at the Finance Department within fifteen calendar days of the mailed notice of revocation, per Section 8-142(1). The Permits and Licenses Committee must hear the appeal within forty-five days and issue a decision within ten days of the hearing; that decision is final.

Sources & Official References

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