Goodyear vs Peoria
How do insurance requirements rules compare between Goodyear, AZ and Peoria, AZ?
Goodyear has fewer restrictions than Peoria.
Goodyear, AZ
Maricopa County
Goodyear does not mandate specific insurance minimums for STR operators. Arizona state law has no STR insurance requirement. Operators should carry adequate liability coverage as standard homeowner's policies typically exclude commercial rental activity.
View full Goodyear rules →Peoria, AZ
Maricopa County
Peoria's STR ordinance (No. 2022-20) requires operators to obtain a free permit and comply with safety standards. Standard homeowner's insurance may exclude STR activity. Platform insurance (Airbnb/VRBO) provides limited coverage. Personal STR insurance recommended. TPT license and taxes required.
View full Peoria rules →Key Facts Comparison
| Fact | Goodyear | Peoria |
|---|---|---|
| City Mandate | No specific insurance requirement | - |
| State Law | No STR insurance mandate | ARS 9-500.39 |
| Advisory | STR-specific coverage recommended | - |
| HOAs | May require proof of insurance | - |
| Ordinance | - | No. 2022-20 (October 2022) |
| Permit | - | Free, required |
| Homeowner's Policy | - | May exclude STR activity |
| Platform Insurance | - | Limited coverage |
| TPT | - | License and taxes required |
Highlighted rows indicate differences between cities.
Goodyear FAQ
Does Goodyear require Airbnb insurance?
No. Neither the city nor state mandates insurance. Specialized STR or landlord insurance is strongly recommended.
Does my homeowner's insurance cover Airbnb?
Usually not. Most policies exclude commercial rental activity. Get specialized STR insurance.
Peoria FAQ
Do I need insurance for a Peoria STR?
While not mandated at a specific level, standard homeowner's insurance likely excludes STR activity. Specialized coverage is recommended.
Is the Peoria STR permit free?
Yes. Peoria's STR permit is free but required.
What taxes apply?
You need a TPT license from the Arizona Department of Revenue and must collect applicable taxes.
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