Flood Zones: Hernando vs Southaven
How do flood zones rules compare between Hernando, MS and Southaven, MS?
Hernando and Southaven have similar restriction levels.
Hernando, MS
Desoto County
Hernando participates in the National Flood Insurance Program (NFIP) and enforces a Flood Damage Prevention Ordinance codified as Chapter 20 of the Code of Ordinances. The current effective Flood Insurance Rate Maps for DeSoto County, Mississippi and incorporated areas (Community Panel suffix 28033C) became effective May 5, 2014, following a Letter of Final Determination dated November 5, 2013. DeSoto County drains primarily to the Coldwater River system; Mississippi authorizes municipal floodplain regulation through general police power and Title 17.
View full Hernando rules →Southaven, MS
Desoto County
Southaven participates in the National Flood Insurance Program (NFIP) and enforces a Flood Damage Prevention Ordinance under Mississippi authority. Effective flood maps for DeSoto County and Southaven (FIRM panels under community 28033C) became effective June 4, 2007. Major flood sources include Cow Pen Creek, Southaven Creek, Horn Lake Creek, and Rocky Creek; urbanization of the floodplain has caused damaging floods historically (1973 and 1975).
View full Southaven rules →Key Facts Comparison
| Fact | Hernando | Southaven |
|---|---|---|
| Local Ordinance | Code of Ord. Ch. 20 (Flood Damage Prev.) | - |
| FIRM Effective Date | May 5, 2014 | June 4, 2007 |
| Community Panel Suffix | 28033C (DeSoto County, MS) | 28033C (DeSoto County, MS) |
| NFIP Participation | Active (per MEMA) | Active (per MEMA) |
| Drainage Basin | Coldwater River / Yazoo watershed | - |
| State Coordinator | Mississippi Emergency Management Agency | Mississippi Emergency Management Agency |
| Statutory Basis | Miss. Code Ann. §17-1; 44 CFR Part 60 | - |
| Major Flood Sources | - | Cow Pen, Southaven, Horn Lake, Rocky Creeks |
| Historic Floods | - | 1973 and 1975 (per FIS) |
| Model Ordinance | - | MEMA Model B-E Flood Damage Prevention Ord. |
Highlighted rows indicate differences between cities.
Hernando FAQ
Is my Hernando, MS property in a flood zone?
Use the FEMA Flood Map Service Center (msc.fema.gov) or the Mississippi DEQ Geology floodmaps portal to look up your address against the effective DFIRM panels under community 28033C, in effect since May 5, 2014. Properties in Zones A or AE are inside the Special Flood Hazard Area and subject to Chapter 20 of the Hernando Code of Ordinances.
Do I need a permit before building near a creek in Hernando?
Yes. Construction or substantial improvement in a Special Flood Hazard Area requires a flood development permit from the City of Hernando, with elevation or floodproofing to the Base Flood Elevation as required by Chapter 20 (Flood Damage Prevention) and the NFIP minimum standards under 44 CFR Part 60.
Southaven FAQ
Is my Southaven property in a flood zone?
Use the FEMA Flood Map Service Center (msc.fema.gov) or the DeSoto County GIS Hub to look up your address against effective FIRM panels under community 28033C, in effect since June 4, 2007. Properties in Zones A or AE are inside the Special Flood Hazard Area and subject to Southaven's Flood Damage Prevention Ordinance.
Do I need a permit before building near a Southaven creek?
Yes. Construction or substantial improvement within a Special Flood Hazard Area requires a flood development permit from the City of Southaven, with elevation or floodproofing to the Base Flood Elevation as required by the Flood Damage Prevention Ordinance and NFIP minimum standards under 44 CFR Part 60.
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