Lowell vs Waltham
How do assessment & dues rules compare between Lowell, MA and Waltham, MA?
Lowell and Waltham have similar restriction levels.
Lowell, MA
Middlesex County
Lowell condo associations may levy common area assessments under MGL c.183A, with a super-priority lien for up to 6 months of unpaid common charges that takes priority over a first mortgage.
View full Lowell rules →Waltham, MA
Middlesex County
Massachusetts condo associations in Waltham can assess common expenses, late fees, and special assessments under MGL c.183A, with super-priority lien rights for 6 months of unpaid dues.
View full Waltham rules →Key Facts Comparison
| Fact | Lowell | Waltham |
|---|---|---|
| Super-priority lien | 6 months over mortgage | - |
| Statute | MGL c.183A s.6 | - |
| Assessment basis | Unit percentage interest | - |
| Withholding allowed | No, pay under protest | - |
| Governing Law | - | MGL c.183A s.6 |
| Super-Priority Lien | - | 6 months unpaid |
| Lien Priority | - | Over first mortgage |
| Special Assessments | - | Per master deed |
| Foreclosure Forum | - | Land Court |
Highlighted rows indicate differences between cities.
Lowell FAQ
Can I withhold my condo fee for poor service?
No. Courts require payment regardless of disputes; recover damages in a separate action.
What is the 6-month super-priority lien?
Up to 6 months of unpaid condo fees take priority over a first mortgage in foreclosure.
Waltham FAQ
What happens if I miss HOA dues in Waltham?
The association can place a priority lien on your unit and potentially foreclose after statutory notice, in Land Court.
Can the board raise dues without a vote?
Routine budget-based increases typically do not need owner vote; large special assessments may require owner approval per bylaws.
Compare other topics
See how Lowell and Waltham compare on other ordinance categories.
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