Taxes & Fees: McKinney vs Plano
How do taxes & fees rules compare between McKinney, TX and Plano, TX?
McKinney and Plano have similar restriction levels.
McKinney, TX
Collin County
Stays under 30 days in McKinney are taxed at a combined 13 percent: 6 percent Texas state HOT plus 7 percent City of McKinney HOT, remitted monthly; platforms like Airbnb collect state tax but operators verify city collection.
View full McKinney rules →Plano, TX
Collin County
Plano STRs collect 13% HOT total (6% state + 7% city). Registration is 300 dollars, reduced to 100 dollars with compliance incentives. Airbnb auto-collects the Plano portion under a 2019 agreement.
View full Plano rules →Key Facts Comparison
| Fact | McKinney | Plano |
|---|---|---|
| State HOT | 6 percent | 6% (TX Tax Code Ch. 156) |
| City HOT | 7 percent McKinney | 7% (TX Tax Code Ch. 351) |
| Combined | 13 percent | - |
| Filing | Monthly, due 15th | - |
| Exemption | 30+ day stays | - |
| Combined Rate | - | 13% |
| Registration Fee | - | 300 dollars (100 dollars w/ incentives) |
| Airbnb Auto-Collect | - | Yes (since 2019) |
Highlighted rows indicate differences between cities.
McKinney FAQ
What taxes do McKinney STR hosts pay?
A combined 13% hotel occupancy tax — 7% city and 6% state — on all rentals of 29 nights or fewer. Airbnb collects this automatically; other platform hosts must remit directly.
When are STR taxes due in McKinney?
Reports and payments are due by the 20th of the month following the rental period.
Plano FAQ
How much tax does a Plano Airbnb charge guests?
Plano STRs charge 13 percent total in hotel occupancy tax: 6 percent state plus 7 percent city. Airbnb automatically collects and remits both under its 2019 agreement with Plano. Other platforms and direct bookings require the host to remit the Plano portion to the city.
Do I need to file city HOT returns if I only list on Airbnb?
No monthly HOT return is required for the Plano portion if all bookings come through Airbnb, because Airbnb remits it. If you also list on Vrbo or take direct bookings, you must register with Plano Finance and file returns covering those nights.
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