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🏠 Short-Term Rentals/Insurance Requirements

Insurance Requirements: Melbourne vs Titusville

How do insurance requirements rules compare between Melbourne, FL and Titusville, FL?

Melbourne and Titusville have similar restriction levels.

Melbourne, FL

Brevard County

Few Restrictions

Melbourne does not require a city-issued certificate of insurance for short-term rentals because it has no STR ordinance. Florida Statute 509.032(7)(b) preempts new local STR-only insurance mandates. The DBPR vacation rental license under F.S. 509.241 sets the state floor, while industry practice is a $1 million per-occurrence liability policy.

View full Melbourne rules β†’

Titusville, FL

Brevard County

Few Restrictions

Titusville Section 28-9 prohibits whole-house rentals shorter than three months in residential and mixed-use districts but does not require a city-issued certificate of insurance. Florida Statute 509.032(7)(b) preempts new STR-only insurance mandates, and the DBPR vacation rental license under F.S. 509.241 sets no specific liability minimum. Industry practice is a $1,000,000 per-occurrence liability policy.

View full Titusville rules β†’

Key Facts Comparison

FactMelbourneTitusville
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Melbourne FAQ

Titusville FAQ

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