Mountain View vs San Jose
How do assessment & dues rules compare between Mountain View, CA and San Jose, CA?
Mountain View and San Jose have similar restriction levels.
Mountain View, CA
Santa Clara County
HOA assessments in Mountain View are governed by Davis-Stirling, capping regular increases at 20 percent per year and special assessments at 5 percent of the budget without member approval.
View full Mountain View rules →San Jose, CA
Santa Clara County
HOA assessments in San Jose follow the Davis-Stirling Act (Civil Code §§5600-5740). Regular increases over 20% require member approval. Special assessments exceeding 5% of annual budget need a member vote. Foreclosure for delinquent assessments cannot proceed unless debt exceeds $1,800 or is 12+ months overdue. Late fees capped at 10% or $10, whichever is greater.
View full San Jose rules →Key Facts Comparison
| Fact | Mountain View | San Jose |
|---|---|---|
| Regular increase cap | 20% without vote | - |
| Special assessment cap | 5% of budget | - |
| Budget disclosure | 30-90 days pre-FY | - |
| Lien process | Pre-lien notice required | - |
| Law | Civil Code 5605 et seq. | - |
| Max Increase | - | 20% without member vote |
| Special Assessment | - | >5% budget needs vote |
| Foreclosure Threshold | - | $1,800 or 12 months |
| Pre-Lien Notice | - | 30 days certified mail |
| Late Fee Cap | - | 10% or $10, whichever greater |
Highlighted rows indicate differences between cities.
Mountain View FAQ
How much can my HOA raise dues in one year?
No more than 20 percent over the prior year without a majority vote of a quorum of members.
Can the HOA foreclose on unpaid dues?
Only after following strict notice, dispute resolution, and payment plan procedures under Davis-Stirling.
San Jose FAQ
How much can my San Jose HOA raise dues without a vote?
Up to 20% above the prior year's regular assessment. Any increase beyond 20% requires a majority membership vote under Civil Code §5605.
Can my San Jose HOA foreclose on my home for unpaid dues?
Only if delinquent assessments (excluding fees and interest) exceed $1,800 or are more than 12 months overdue. A 30-day pre-lien notice by certified mail is required first.
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