New Rochelle vs White Plains
How do registration rules rules compare between New Rochelle, NY and White Plains, NY?
New Rochelle and White Plains have similar restriction levels.
New Rochelle, NY
Westchester County
New Rochelle Zoning Ordinance Chapter 331 prohibits non-owner-occupied short-term rentals in residential districts (RA-3, RA-2, RA-1, R-20, R-10, R-7Β½, R-6); the operator must reside at the property whenever guests occupy it. New York State Multiple Dwelling Law Section 4(8) and the 2024 statewide STR registry add further obligations.
View full New Rochelle rules βWhite Plains, NY
Westchester County
White Plains Municipal Code Title IV, Section 4-28 (Rental Housing Registry and License Program) requires every non-exempt rental unit, including short-term rentals, to obtain a Rental Housing License from the Department of Building before being offered for rent. Licenses run January 1 through December 31 and applications must be filed at least 30 days before renting.
View full White Plains rules βKey Facts Comparison
| Fact | New Rochelle | White Plains |
|---|---|---|
| City Zoning Code | Chapter 331 | - |
| Restricted Districts | RA-3, RA-2, RA-1, R-20, R-10, R-7Β½, R-6 | - |
| Owner-Occupancy | Required when guests present | - |
| State Law | NY MDL Section 4(8) | - |
| Min Stay (Unhosted Class A) | 30 nights | - |
| State STR Registry | Required (2024 law) | - |
| Westchester Hotel Tax | 3% | - |
| Bureau of Buildings | (914) 654-2185 | - |
| Code Section | - | Title IV, Sec. 4-28 |
| Effective Date | - | July 3, 2018 |
| License Year | - | Jan 1 - Dec 31 |
| Initial/Renewal Fee | - | $125 + $10 per unit |
| Filing Window | - | Oct 1 - Dec 1 annually |
| First-Offense Fine | - | $200/day |
| Building Department | - | (914) 422-1269 |
Highlighted rows indicate differences between cities.
New Rochelle FAQ
Can I list my New Rochelle home on Airbnb if I do not live there?
No. In the RA-3, RA-2, RA-1, R-20, R-10, R-7Β½ and R-6 zoning districts, Chapter 331 requires the operator to reside at the short-term rental property at all times when guests are present. Non-owner-occupied STRs are prohibited.
Do I need a rental permit?
Yes. New Rochelle requires a building inspection and rental permit through the Bureau of Buildings before tenant occupancy under the city Housing Standards. Call (914) 654-2185 to schedule an inspection.
What taxes apply to a New Rochelle STR?
Stays under 30 days are subject to Westchester County's 3% hotel occupancy tax plus 8.375% combined NY State and local sales tax. Marketplace platforms collect and remit these under the 2024 NY law.
White Plains FAQ
Do I need a license to run an Airbnb in White Plains?
Yes, unless your property is specifically exempt. Sec. 4-28-4 of the White Plains Municipal Code makes it unlawful to operate any rental housing unit, short-term rentals included, without a Rental Housing License from the Department of Building. Owner-occupied single-family homes, owner-occupied two-family dwellings, condos and co-ops, buildings with more than 12 units, and licensed hotels are exempt under Sec. 4-28-3. Apply at least 30 days before listing the unit and pay the $125 application fee plus $10 per non-owner-occupied unit (Sec. 4-28-15).
When do White Plains rental license renewals have to be filed?
Section 4-28-6 requires existing-rental applications to be submitted between October 1 and December 1 of each calendar year, and licenses run January 1 through December 31 (Sec. 4-28-5). Renewals filed within seven business days after the deadline pay a late fee equal to half the initial application fee. Beyond the seven-day grace period a $25 per-diem fee applies, and filings more than 60 days late may be referred to court action.
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