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🏘️ HOA Rules/Assessment & Dues

Newton vs Somerville

How do assessment & dues rules compare between Newton, MA and Somerville, MA?

Newton has fewer restrictions than Somerville.

Newton, MA

Middlesex County

Some Restrictions

Newton condo assessments are authorized by MGL c.183A s.6 and s.10, allowing common expense charges and special assessments enforceable by super-priority lien.

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Somerville, MA

Middlesex County

Heavy Restrictions

Somerville condo assessments are levied under MGL c.183A s.6 per unit percentage interest, and unpaid amounts become a priority lien under s.6(c) senior to most mortgages for 6 months.

View full Somerville rules →

Key Facts Comparison

FactNewtonSomerville
AuthorityMGL c.183A s.6 and s.10-
BasisProportional to unit interest-
Super-Priority6 months ahead of first mortgage-
Late ChargesBylaw-driven interest and fees-
Special AssessmentsFor capital projects-
Governing Statute-MGL c.183A s.6
Allocation-Per percentage interest
Super Lien-6 months priority over mortgage
Notice-60 days before super-lien
Contact-Somerville 311 or (617) 625-6600

Highlighted rows indicate differences between cities.

Newton FAQ

Can my Newton condo force me to pay a special assessment?

Yes, if properly adopted per the bylaws and Chapter 183A, unit owners must pay and failure creates an enforceable lien.

What is the super-priority lien?

Up to 6 months of unpaid common charges have priority over even a first mortgage, encouraging lenders to cure delinquencies.

Somerville FAQ

Can my Somerville condo impose a special assessment?

Yes, if the bylaws authorize it. Most bylaws allow the board to assess needed capital improvements or emergency repairs, sometimes requiring owner approval above a threshold.

What happens if I do not pay my condo fees?

The association can file a super-lien for up to 6 months of fees plus costs that takes priority over your mortgage, then foreclose if unpaid.

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