Flood Zones: North Middletown vs Red Bank
How do flood zones rules compare between North Middletown, NJ and Red Bank, NJ?
North Middletown and Red Bank have similar restriction levels.
North Middletown, NJ
Monmouth County
Monmouth County has significant flood risk, especially in coastal and riverine areas. NJDEP Flood Hazard Area Control Act (N.J.A.C. 7:13) applies countywide and is more restrictive than FEMA minimums. All 53 municipalities must adopt flood damage prevention ordinances. County OEM provides flood map resources.
View full North Middletown rules →Red Bank, NJ
Monmouth County
Red Bank joined NFIP on May 19, 1981. The borough uses federal flood information with higher elevations and larger hazard areas than FEMA minimums. Local Design Flood Elevation adds freeboard. NJ flood hazard areas may be more expansive than FEMA SFHAs. Maps at Borough Hall, 90 Monmouth St.
View full Red Bank rules →Key Facts Comparison
| Fact | North Middletown | Red Bank |
|---|---|---|
| State Rule | N.J.A.C. 7:13 (stricter than FEMA) | - |
| Elevation | 1 ft above design flood elevation | - |
| Sandy Impact | Major 2012 damage countywide | - |
| Flood Maps | County Sheriff OEM / NJDEP | - |
| NFIP Since | - | May 19, 1981 |
| Standard | - | Exceeds FEMA minimums |
| Freeboard | - | 1 ft above depth + grade |
| Maps | - | Borough Hall, 90 Monmouth St |
Highlighted rows indicate differences between cities.
North Middletown FAQ
Is my property in a flood zone in Monmouth County?
Monmouth County has significant flood risk, especially in coastal and riverine areas. NJDEP Flood Hazard Area Control Act (N.J.A.C. 7:13) applies countywide and is more restrictive than FEMA minimums. All 53 municipalities must adopt flood damage prevention ordinances. County OEM provides flood...
Do I need flood insurance in Monmouth County?
State Rule: N.J.A.C. 7:13 (stricter than FEMA). Elevation: 1 ft above design flood elevation. Sandy Impact: Major 2012 damage countywide. Flood Maps: County Sheriff OEM / NJDEP.
Red Bank FAQ
Is my property in a flood zone in Red Bank?
Red Bank joined NFIP on May 19, 1981. The borough uses federal flood information with higher elevations and larger hazard areas than FEMA minimums. Local Design Flood Elevation adds freeboard. NJ flood hazard areas may be more expansive than FEMA SFHAs. Maps at Borough Hall, 90 Monmouth St.
Do I need flood insurance in Red Bank?
NFIP Since: May 19, 1981. Standard: Exceeds FEMA minimums. Freeboard: 1 ft above depth + grade. Maps: Borough Hall, 90 Monmouth St.
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