Flood Zones: Palm Bay vs Titusville
How do flood zones rules compare between Palm Bay, FL and Titusville, FL?
Palm Bay and Titusville have similar restriction levels.
Palm Bay, FL
Brevard County
Palm Bay participates in FEMA's National Flood Insurance Program with a CRS Rating of 7, providing residents a 15% discount on flood insurance. The 2014 DFIRM removed approximately 2,000 structures and 5,000+ lots from the Special Flood Hazard Area. Floodplain permits required for construction in flood zones.
View full Palm Bay rules →Titusville, FL
Brevard County
Titusville has FEMA flood zones along the Indian River Lagoon and low-lying areas near Merritt Island. New construction in Special Flood Hazard Areas requires elevation to Base Flood Elevation plus freeboard. The city participates in the National Flood Insurance Program. Properties near the US-1 corridor and riverfront are particularly affected.
View full Titusville rules →Key Facts Comparison
| Fact | Palm Bay | Titusville |
|---|---|---|
| CRS Rating | 7 (15% insurance discount) | - |
| DFIRM Date | March 17, 2014 | - |
| Removed from SFHA | 2,000+ structures | - |
| Contact | (321) 952-3400 ext. 5246 | - |
| Flood Areas | - | Indian River, St. Johns marsh |
| Elevation | - | BFE plus freeboard required |
| Insurance | - | Required in SFHA |
| NFIP | - | Participating community |
Highlighted rows indicate differences between cities.
Palm Bay FAQ
Is my property in a flood zone in Palm Bay?
Palm Bay participates in FEMA's National Flood Insurance Program with a CRS Rating of 7, providing residents a 15% discount on flood insurance. The 2014 DFIRM removed approximately 2,000 structures and 5,000+ lots from the Special Flood Hazard Area. Floodplain permits required for construction...
Do I need flood insurance in Palm Bay?
CRS Rating: 7 (15% insurance discount). DFIRM Date: March 17, 2014. Removed from SFHA: 2,000+ structures. Contact: (321) 952-3400 ext. 5246.
Titusville FAQ
Is my property in a flood zone in Titusville?
Titusville has FEMA flood zones along the Indian River Lagoon and low-lying areas near Merritt Island. New construction in Special Flood Hazard Areas requires elevation to Base Flood Elevation plus freeboard. The city participates in the National Flood Insurance Program. Properties near the US-1...
Do I need flood insurance in Titusville?
Flood Areas: Indian River, St. Johns marsh. Elevation: BFE plus freeboard required. Insurance: Required in SFHA. NFIP: Participating community.
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