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🏘️ HOA Rules/Assessment & Dues

Assessment & Dues: Pepperell vs Waltham

How do assessment & dues rules compare between Pepperell, MA and Waltham, MA?

Pepperell and Waltham have similar restriction levels.

Pepperell, MA

Middlesex County

Heavy Restrictions

Under MGL c.183A s.6, condo assessments are a lien on the unit with super-lien priority for up to six months of common expenses over first mortgages.

View full Pepperell rules β†’

Waltham, MA

Middlesex County

Heavy Restrictions

Massachusetts condo associations in Waltham can assess common expenses, late fees, and special assessments under MGL c.183A, with super-priority lien rights for 6 months of unpaid dues.

View full Waltham rules β†’

Key Facts Comparison

FactPepperellWaltham
StatuteMGL c.183A s.6-
Super-lienUp to 6 months priority-
Share basisPercentage interest-
Special assessmentsBylaw-governed-
Collection venueHousing or Superior Court-
Governing Law-MGL c.183A s.6
Super-Priority Lien-6 months unpaid
Lien Priority-Over first mortgage
Special Assessments-Per master deed
Foreclosure Forum-Land Court

Highlighted rows indicate differences between cities.

Pepperell FAQ

Can my condo foreclose over unpaid fees?

Yes. MGL c.183A s.6 allows the association to foreclose on its lien for unpaid common expenses.

Do fees survive foreclosure?

Up to six months of unpaid common expenses have priority over the first mortgage.

Waltham FAQ

What happens if I miss HOA dues in Waltham?

The association can place a priority lien on your unit and potentially foreclose after statutory notice, in Land Court.

Can the board raise dues without a vote?

Routine budget-based increases typically do not need owner vote; large special assessments may require owner approval per bylaws.

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