Plant City vs Tampa
How do assessment & dues rules compare between Plant City, FL and Tampa, FL?
Plant City has fewer restrictions than Tampa.
Plant City, FL
Hillsborough County
Plant City HOAs collect assessments under FL §720.3085. Association has lien rights; foreclosure possible after proper notice. Late fees capped at greater of $25 or 5%; interest capped at 18% annually.
View full Plant City rules →Tampa, FL
Hillsborough County
Tampa HOA assessments are governed by Florida Chapter 720, which requires written notice of assessments, sets late-fee and interest caps, and provides strict lien-and-foreclosure procedures. SB 1422 (2022) added reserve study requirements and transparency on how assessments are spent.
View full Tampa rules →Key Facts Comparison
| Fact | Plant City | Tampa |
|---|---|---|
| State Law | FL §720.3085 | - |
| Late Fee Cap | $25 or 5% | - |
| Interest Cap | 18% annual | - |
| Pre-Lien | 45-day notice | - |
| Estoppel | $250 max | - |
| - | - |
Highlighted rows indicate differences between cities.
Plant City FAQ
Can a Plant City HOA foreclose on my home?
Yes, after 45-day pre-lien and 45-day pre-foreclosure notice for unpaid assessments per FL §720.3085.
Who enforces this in Plant City?
Plant City code enforcement at (813) 659-4200 handles complaints.
Tampa FAQ
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