San Jose vs Sunnyvale
How do assessment & dues rules compare between San Jose, CA and Sunnyvale, CA?
San Jose and Sunnyvale have similar restriction levels.
San Jose, CA
Santa Clara County
HOA assessments in San Jose follow the Davis-Stirling Act (Civil Code §§5600-5740). Regular increases over 20% require member approval. Special assessments exceeding 5% of annual budget need a member vote. Foreclosure for delinquent assessments cannot proceed unless debt exceeds $1,800 or is 12+ months overdue. Late fees capped at 10% or $10, whichever is greater.
View full San Jose rules →Sunnyvale, CA
Santa Clara County
HOAs in Sunnyvale levy regular and special assessments under Civil Code 5600. Annual increases over 20 percent or special assessments over 5 percent require member approval.
View full Sunnyvale rules →Key Facts Comparison
| Fact | San Jose | Sunnyvale |
|---|---|---|
| Max Increase | 20% without member vote | - |
| Special Assessment | >5% budget needs vote | 5 percent of budget |
| Foreclosure Threshold | $1,800 or 12 months | - |
| Pre-Lien Notice | 30 days certified mail | - |
| Late Fee Cap | 10% or $10, whichever greater | - |
| Regular Increase Cap | - | 20 percent without vote |
| Delinquency Interest | - | 12 percent |
| Foreclosure Floor | - | 1800 dollars or 12 months |
| State Law | - | Civil Code 5600 |
Highlighted rows indicate differences between cities.
San Jose FAQ
How much can my San Jose HOA raise dues without a vote?
Up to 20% above the prior year's regular assessment. Any increase beyond 20% requires a majority membership vote under Civil Code §5605.
Can my San Jose HOA foreclose on my home for unpaid dues?
Only if delinquent assessments (excluding fees and interest) exceed $1,800 or are more than 12 months overdue. A 30-day pre-lien notice by certified mail is required first.
Sunnyvale FAQ
Who enforces this in Sunnyvale?
Sunnyvale at (408) 730-7500 handles most complaints.
Who enforces this in Sunnyvale?
Sunnyvale at (408) 730-7500 handles most complaints.
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