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🏘️ HOA Rules/Assessment & Dues

Assessment & Dues: Somerville vs Wakefield

How do assessment & dues rules compare between Somerville, MA and Wakefield, MA?

Somerville and Wakefield have similar restriction levels.

Somerville, MA

Middlesex County

Heavy Restrictions

Somerville condo assessments are levied under MGL c.183A s.6 per unit percentage interest, and unpaid amounts become a priority lien under s.6(c) senior to most mortgages for 6 months.

View full Somerville rules β†’

Wakefield, MA

Middlesex County

Heavy Restrictions

Under MGL c.183A s.6, condo assessments are a lien on the unit with super-lien priority for up to six months of common expenses over first mortgages.

View full Wakefield rules β†’

Key Facts Comparison

FactSomervilleWakefield
Governing StatuteMGL c.183A s.6-
AllocationPer percentage interest-
Super Lien6 months priority over mortgage-
Notice60 days before super-lien-
ContactSomerville 311 or (617) 625-6600-
Statute-MGL c.183A s.6
Super-lien-Up to 6 months priority
Share basis-Percentage interest
Special assessments-Bylaw-governed
Collection venue-Housing or Superior Court

Highlighted rows indicate differences between cities.

Somerville FAQ

Can my Somerville condo impose a special assessment?

Yes, if the bylaws authorize it. Most bylaws allow the board to assess needed capital improvements or emergency repairs, sometimes requiring owner approval above a threshold.

What happens if I do not pay my condo fees?

The association can file a super-lien for up to 6 months of fees plus costs that takes priority over your mortgage, then foreclose if unpaid.

Wakefield FAQ

Can my condo foreclose over unpaid fees?

Yes. MGL c.183A s.6 allows the association to foreclose on its lien for unpaid common expenses.

Do fees survive foreclosure?

Up to six months of unpaid common expenses have priority over the first mortgage.

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