Costa Mesa, CA Environmental Rules: Flood Zones (2026)
FEMA flood zone rules in Costa Mesa, CA, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.
Key Facts
- Governing article
- MC Article 10, §§ 13-77 to 13-82
- Floodplain administrator
- Development services director
- Dwelling units in floodway
- prohibited outright
- FIRM basis
- Orange County FIRM, Aug. 9, 2002+
- Non-listed use path
- conditional use permit + engineering study
Summary
Costa Mesa applies extra floodway and floodplain rules to any property within a FEMA-mapped flood hazard area on the Orange County Flood Insurance Rate Map. Inside the regulatory floodway itself, dwelling units and most permanent structures are flatly prohibited, and only flood-control, utility and open-space uses are allowed by right.
(a) In any base flood district, when the property is included within a designated flood hazard area shown on the adopted Orange County (countywide) Flood Insurance Rate Map (FIRM) dated August 9, 2002, or a subsequent FIRM, of flood boundary and floodway maps as published by the Federal Emergency Management Agency (FEMA), the additional requirements, limitations and standards contained in this article and by FEMA shall apply. ... The following uses are prohibited in the floodway areas: (1) Any permanent structures or buildings excepting those necessary for conveyance of flood and drainage waters and for transit of public utilities and roads. (2) Dwelling units.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 4894290; v9 updated 2025-11-18).
Full Breakdown
Article 10 of the zoning code, sections 13-77 through 13-82, creates Costa Mesa's floodway and floodplain districts to keep the city eligible for FEMA flood insurance and to prevent development that would raise flood levels for neighboring property. Under section 13-79(a), any parcel shown in a designated flood hazard area on the Orange County countywide Flood Insurance Rate Map, dated August 9, 2002 and any later revision, is subject to this article on top of its underlying zoning. The development services director serves as floodplain administrator and reviews every project in Zone A for compliance, including confirming that permits required from other agencies, such as a Clean Water Act section 404 permit, have been obtained.
Within the regulatory floodway itself, section 13-80(a) allows only flood-control channels, levees and spreading basins, general agricultural uses without permanent structures, public utility transmission lines, and open-space recreation uses like parks, trails and golf courses without permanent structures. Section 13-80(b) prohibits the reverse: permanent structures and buildings other than those conveying floodwater or utilities, all dwelling units, and any landfill, excavation or encroachment that would obstruct flood flow, raise the flood elevation at any point, or broaden the floodplain. A property owner who wants a use not on either list can seek a conditional use permit, but the planning commission or city council cannot approve it unless engineering studies from a registered professional engineer or architect show the project will not endanger public safety, restrict the floodway's carrying capacity, or increase flood heights or velocity.
Violations & Fines
Building a prohibited structure, including a dwelling unit, inside a mapped regulatory floodway without an approved conditional use permit is a zoning violation the development services department can require to be removed or modified, and it can jeopardize the city's FEMA flood insurance eligibility for surrounding properties. Development that alters the flood-water profile without required engineering certification is enforced the same way.
Frequently Asked Questions
Can I build a house in Costa Mesa's floodway?
How do I know if my property is in a Costa Mesa flood hazard area?
What can I build in the floodway if not a home?
Sources & Official References
Other rules in Costa Mesa
California rules heatmap·Compare Costa Mesa to another location·View the California environmental rules overview
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Flood Zones in Nearby Cities
How other cities in Orange County handle flood zones.