FEMA flood zone rules in Saratoga County, NY — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
Saratoga County participates in the NFIP. Hudson River, Mohawk River, Fish Creek, Kayaderosseras Creek, and Saratoga Lake shorelines include mapped FEMA Special Flood Hazard Areas. Base flood elevation plus 2 feet freeboard required for new construction.
Municipalities including Saratoga Springs, Stillwater, Waterford, Halfmoon, and Mechanicville enforce local flood damage prevention laws. Elevation certificates required for SFHA construction. Substantial improvement rule triggers full compliance at 50 percent value threshold. Contact Saratoga County at (518) 885-5381 for enforcement.
Contact your local code enforcement office for specific penalty information.
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See how Saratoga County's flood zones rules stack up against other locations.
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