FEMA flood zone rules in Universal City, TX — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
Universal City participates in the National Flood Insurance Program, with FEMA-mapped Special Flood Hazard Areas along Cibolo Creek requiring elevation, flood vents, and floodplain development permits.
Universal City participates in the FEMA National Flood Insurance Program (NFIP) and enforces a floodplain management ordinance consistent with 44 CFR 60.3. The primary flood hazard area in the city is along Cibolo Creek and its tributaries, where Zone AE (1 percent annual chance) and shaded Zone X (0.2 percent annual chance) are mapped on current Bexar County FEMA Flood Insurance Rate Maps (FIRMs). Any construction, substantial improvement, or fill placement in Zone AE requires a floodplain development permit, and new residential structures must have their lowest floor elevated at least one foot above Base Flood Elevation (freeboard). Non-residential buildings may be dry-floodproofed. Crawlspaces require flood vents sized at one square inch per square foot of enclosed area. Substantial improvement (50 percent of market value) triggers full floodplain compliance for existing structures.
Contact your local code enforcement office for specific penalty information.
Universal City, TX
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Side-by-side rule comparisons with other cities in Bexar County.
See how other cities in Bexar County handle flood zones.
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