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San Antonio, TX Environmental Rules: Flood Zones (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified August 2026

FEMA flood zone rules in San Antonio, TX, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Governing section
Sec. 34-912 (EARZ floodplains)
Regulated watershed size
Over 100 acres
Buffer width
60-100 ft by slope (Sec. 34-913)
Pre-development approval
SAWS letter of certification, expires 3 yrs
Criminal fine
$200-$2,000 per violation
Civil penalty
$1,000-$5,000 per violation

Summary

Within the Edwards Aquifer Recharge Zone, San Antonio Code Sec. 34-912 bans nearly all construction in designated floodplain preservation areas covering watersheds over 100 acres. The San Antonio Water System requires a letter of certification before any development, and only listed exceptions like street crossings, utilities, fences, and park trails are allowed.

Minor, intermediate and major floodplain shall be designated for any channel, creek, stream, branch, or watercourse within the Edwards Aquifer Recharge Zone having a watershed greater than one hundred (100) acres...The floodplain delineation shall be based on a 100-year frequency, a channel in its unaltered state, and shall assume conditions consistent with the City of San Antonio floodplain regulations contained in Chapter 35 of this Code...Allowable activities in floodplain preservation areas: The floodplain preservation area shall remain free of all construction activity, development, and alterations except for the following:(1)Arterial, collector and residential street crossings only as provided below...(3)Fences that do not obstruct flood flows.(4)Public and private parks and open space, with development in the parks and open space limited to trails and facilities (other than stables and corrals for animals) for hiking, jogging, non-motorized biking, and nature walks.

Source: SARA Floodplain ViewerView official code

Full Breakdown

Section 34-912 classifies floodplains within the Edwards Aquifer Recharge Zone by drainage area: a minor floodplain drains 100 to 320 acres, an intermediate floodplain 320 to 640 acres, and a major floodplain more than 640 acres, per the Sec. 34-908 definitions. Delineation is based on a 100-year frequency flood and a channel in its unaltered state, consistent with the citywide floodplain regulations in Chapter 35 (the Unified Development Code). Inside a floodplain preservation area, Sec. 34-912(b) prohibits essentially all construction activity, development, and alteration, carving out only specific exceptions: arterial, collector, or residential street crossings built to the standards in Sec.

34-965; utility crossings; fences that don't obstruct flood flows; public and private parks and open space limited to trails for hiking, jogging, non-motorized biking, and nature walks; and water quality or flood-control systems built with minimum disruption. 5% slopes up to 100 feet on slopes over 10%, where impervious cover is barred outright. Before any project inside these boundaries can proceed, Sec. 34-910 requires a letter of certification from SAWS's resource protection and compliance department, which expires if the project hasn't shown progress within three years.

Section 34-914 extends the floodplain preservation area and buffer requirement into the city's extraterritorial jurisdiction for watersheds over 300 acres. Violations are enforced by SAWS under Sec. 34-909: a conviction is a Class C misdemeanor punishable by $200 to $2,000 per violation, and the city may also seek a civil penalty of up to $1,000 per violation, rising to $5,000 for violations that pollute waters draining into the city's storm sewer system. Recipients of a notice of violation have 15 working days to respond in writing or are deemed to have admitted the violation.

Violations & Fines

A conviction under Sec. 34-909 is a Class C misdemeanor carrying a fine of $200 to $2,000 per violation, with each day of continued violation a separate offense. SAWS may also seek a civil penalty up to $1,000 per violation, rising to $5,000 if the violation pollutes waters draining into the city's storm sewer system. Failing to respond to a notice of violation within 15 working days counts as an admission of responsibility.

Frequently Asked Questions

Can I build in a San Antonio floodplain preservation area?
Almost never. Section 34-912(b) keeps floodplain preservation areas within the Edwards Aquifer Recharge Zone free of construction, development, and alterations, allowing only a short list of exceptions: certain street crossings, utility crossings, flow-friendly fences, limited park trails, and low-disruption water quality or flood-control systems.
What is a letter of certification and when do I need one?
It's SAWS's approval required under Sec. 34-910 before any development on land inside the Edwards Aquifer Recharge Zone floodplain boundaries. The application must include a site development plan, erosion control plan, and topographic mapping, and the certification expires if the project shows no progress within three years.
How wide is San Antonio's floodplain buffer zone?
Section 34-913 sets buffer widths by slope: 60 feet on land sloped 0 to 2.5 percent, climbing to 100 feet on any slope over 10 percent. No impervious cover is allowed anywhere inside that buffer except for the same narrow activities permitted in the floodplain preservation area itself.
Does this floodplain rule apply outside San Antonio's city limits?
Yes. Section 34-914 extends the floodplain preservation area and its buffer zone into the city's extraterritorial jurisdiction for any Edwards Aquifer Recharge Zone watershed larger than 300 acres, using the same allowable-activities list found in Sec. 34-912(b).

Sources & Official References

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