FEMA flood zone rules in Wichita Falls, TX — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
Wichita Falls participates in the National Flood Insurance Program. Properties in FEMA-designated flood zones must comply with floodplain management regulations. Flood insurance is required for properties with federally backed mortgages in flood zones.
Wichita Falls participates in the NFIP and enforces floodplain management regulations. Properties within FEMA-designated Special Flood Hazard Areas are subject to development restrictions. New construction in flood zones must meet base flood elevation requirements. Substantial improvements to existing structures in flood zones must also comply. The city's floodplain administrator reviews development proposals. Flood insurance is required for properties with federally backed mortgages in flood zones.
Building in flood zones without proper permits and elevation certificates may result in fines and loss of flood insurance eligibility for the community.
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See how Wichita Falls's flood zones rules stack up against other locations.
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