Massachusetts has no comprehensive HOA act. Condominium associations get a powerful statutory lien under M.G.L. c. 183A § 6 that carries a six-month super-priority over a first mortgage. Non-condo HOAs have no such statute and rely on their recorded declaration plus c. 180 nonprofit law to assess and collect.
Under M.G.L. c. 183A § 6, the organization of unit owners has a lien on a unit "for any common expense assessment levied against that unit from the time the assessment becomes due." That lien ranks ahead of most encumbrances except a first mortgage recorded before delinquency and real-estate-tax liens. Crucially, Massachusetts grants a six-month super-priority: the lien is prior to such a first mortgage "to the extent of the common expense assessments ... which would have become due ... during the six months immediately preceding institution of an action to enforce the lien" plus costs and reasonable attorneys' fees. The lien is enforced under c. 254 §§ 5 and 5A. Non-condominium HOAs get no statutory lien — collection depends on the declaration and c. 180.
Unpaid condo assessments become a lien foreclosable under c. 254 §§ 5–5A, with a six-month slice plus costs and reasonable attorneys' fees taking priority over a first mortgage (§ 6). The association may also accept a deed in lieu of enforcement. Non-condo HOA remedies are only whatever the recorded declaration provides.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Fitchburg, MA
Fitchburg Code Ch. 132, Article VI (Noise Control) sets nighttime quiet hours from 11:00 p.m. to 7:00 a.m. with a 50 dBA cap; daytime limit is 70 dBA. Constr...
Fitchburg, MA
Fitchburg Zoning Ordinance §181.552 (Environmental Performance Standards) addresses construction noise. No statewide MA construction hours law; Fitchburg enf...
Fitchburg, MA
Fitchburg's general noise ordinance (Chapter 132, Article VI) covers animal-related noise. MGL c. 140, §136A defines nuisance dog including excessive barking...
Fitchburg, MA
Fitchburg Zoning Ordinance §181 — 'major recreational equipment' cannot be used for living or housekeeping purposes when stored on a residential lot. On-stre...
Fitchburg, MA
Fitchburg Zoning Ordinance §181.3264 — commercial vehicles with more than 12,500 lb manufacturer's GVW may NOT be parked on residential premises except in an...
Fitchburg, MA
MGL c. 90, §22C — abandoned vehicles on public ways tagged after 72 hours, may be towed. Fitchburg Police enforce. Snow emergencies authorize immediate towin...
See how Fitchburg's assessment & dues rules stack up against other locations.
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