HOA Rules in Massachusetts (2026)
12 rules on the books across Massachusetts, 5 cities and counties. Select a rule to read the full details.
Severity: Few Restrictions · Light Restrictions · Some Restrictions · Significant Restrictions · Heavy Restrictions
Board Procedures
Rules governing HOA board meetings, elections, transparency requirements, and voting procedures for homeowners.
Assessment & Dues
Rules about regular assessments, special assessments, collection procedures, late fees, and what happens when homeowners fall behind on dues.
Massachusetts: statewide
StatewideHeavy RestrictionsMassachusetts has no comprehensive HOA act. Condominium associations get a powerful statutory lien under M.G.L. c. 183A…
Read full rule →Boston
Heavy RestrictionsBoston condo assessments are governed by MGL Ch. 183A Sections 6 and 10. Unit owners must pay common charges based on…
Read full rule →Cambridge
Heavy RestrictionsMassachusetts condos levy common expense assessments under MGL c.183A s.6, and unpaid fees create a super-lien that…
Read full rule →Lowell
Heavy RestrictionsLowell condo associations may levy common area assessments under MGL c.183A, with a super-priority lien for up to 6…
Read full rule →Somerville
Heavy RestrictionsSomerville condo assessments are levied under MGL c.183A s.6 per unit percentage interest, and unpaid amounts become a…
Read full rule →Waltham
Heavy RestrictionsMassachusetts condo associations in Waltham can assess common expenses, late fees, and special assessments under MGL…
Read full rule →CC&R Enforcement
How covenants, conditions, and restrictions are enforced, including violation notices, fines, lien authority, and legal remedies available to HOAs and homeowners.
HOA Fines & Enforcement
Statutory caps on HOA fine amounts, notice-and-hearing requirements before fines can be assessed, and how unpaid fines become liens against the property.
Lien & Foreclosure Limits
What an association must clear before it can foreclose on a home for unpaid assessments: minimum debt thresholds, waiting periods, mandatory notice and payment-plan offers, and the states that bar foreclosure where the debt is fines and late fees rather than assessments.
EV Charger Rights
Statutory rights to install an electric vehicle charging station in a deeded or exclusive-use parking space, the approval conditions an association may still attach, and who carries the insurance, electricity cost, maintenance, and removal obligation.
Rental Restriction Limits
How far an association may go in banning or capping leasing, grandfathering for owners who already rent, minimum-lease-term and cap-percentage rules, and the member vote thresholds required before a rental amendment binds existing owners.