Missouri has no general HOA statute, so ordinary homeowners' association liens come only from the recorded declaration. Condominiums are different: under the Missouri Uniform Condominium Act, § 448.3-116 gives the association a statutory lien for unpaid assessments and fines, with a six-month priority over a first mortgage, foreclosable like a mortgage.
For condominiums, § 448.3-116 provides that 'the association has a lien on a unit for any assessment levied against that unit or fines imposed against its unit owner.' The lien has 'limited priority over the mortgage or deed of trust... in an amount not to exceed six months of the delinquent common expense assessments' (a partial super-lien) and 'may be foreclosed in like manner as a mortgage on real estate or a power of sale pursuant to chapter 443.' Recording the declaration 'constitutes record notice and perfection of the lien,' and suit must begin within three years. Non-condo HOAs have no such statute — any lien and foreclosure power lives solely in the recorded covenants.
Condominiums: a perfected statutory lien (§ 448.3-116) foreclosable as a mortgage or by power of sale under Chapter 443, with a six-month priority over a first mortgage, plus a personal money judgment. Non-condo HOAs: only the lien and foreclosure remedy written into the recorded declaration; no statutory backstop.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Kirkwood, MO
Kirkwood noise ordinance prohibits loud, unnecessary, or unusual noise that disturbs neighbors. The general nuisance standard is enforced under the city's Of...
Kirkwood, MO
Barking dogs in Kirkwood are addressable under general nuisance and noise provisions and Chapter 4 (Animals and Fowl, eCode360 §30203849). Animal trespass pr...
Kirkwood, MO
Kirkwood regulates amplified music under the general noise ordinance. Sound amplification permits available for events. MO Rev. Stat. §574.010 applies.
Kirkwood, MO
Kirkwood §14-332 prohibits parking or storing airplanes, boats, house cars, mobile homes, motor vehicles, trailers, or parts on public or private streets con...
Kirkwood, MO
Kirkwood street parking is regulated under the city's Parking chapter (eCode360 §30704314) and state law. Posted time limits and zone restrictions apply. Sta...
Kirkwood, MO
Abandoned vehicles in Kirkwood are regulated by city ordinances and RSMo §304.157. Inoperable vehicles may be cited as a nuisance. Kirkwood Police handle str...
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