HOA and condo assessments in Nassau County are enforceable liens on property under NY RPL ยง339-z (condos). HOAs may impose late fees, interest, and collection costs per their governing documents. Foreclosure of HOA liens is permitted.
Condominium common charges become automatic liens at filing per RPL ยง339-z and have priority over most subsequent liens (though subordinate to first mortgage). HOAs must follow declaration procedures for assessment increases, typically requiring membership vote above a threshold. Special assessments for capital projects require board approval or owner vote per governing docs. NY requires 6% statutory interest unless CC&Rs specify higher rate.
Unpaid assessments: late fees $25-$50 typical, 18% interest common in CC&Rs, plus attorney fees. Condo lien foreclosure authorized after notice.
See how Nassau County's assessment & dues rules stack up against other locations.
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