HOA Rules in New York (2026)
14 rules on the books across New York, 4 cities and counties. Select a rule to read the full details.
Severity: Few Restrictions · Light Restrictions · Some Restrictions · Significant Restrictions · Heavy Restrictions
Board Procedures
Rules governing HOA board meetings, elections, transparency requirements, and voting procedures for homeowners.
New York: statewide
StatewideSome RestrictionsNew York homeowners association boards answer to Not-for-Profit Corporation Law Section 621. A member of record for at…
Read full rule →Nassau County
Some RestrictionsNassau County requires co-op governing boards to acknowledge purchase applications within 15 days and accept or reject…
Read full rule →New York
Some RestrictionsNew York City requires a converted building's co-op board or condo board of managers to report to shareholders and unit…
Read full rule →Assessment & Dues
Rules about regular assessments, special assessments, collection procedures, late fees, and what happens when homeowners fall behind on dues.
New York: statewide
StatewideSome RestrictionsNew York has no comprehensive HOA act. Condominiums get a statutory common-charge lien under Real Property Law § 339-z…
Read full rule →Colonie
Some RestrictionsWhere a conservation subdivision's open space belongs to a homeowners' association, Town Code § 190-30L(2)(d) lets the…
Read full rule →Mount Vernon
Some RestrictionsIn Mount Vernon's PUD-2 Planned Unit Development District, every property owner automatically belongs to the project's…
Read full rule →New York
Some RestrictionsWhen a rental building converts to a co-op or condo, city law forces the sponsor, not the new board, to fund the first…
Read full rule →CC&R Enforcement
How covenants, conditions, and restrictions are enforced, including violation notices, fines, lien authority, and legal remedies available to HOAs and homeowners.
Lien & Foreclosure Limits
What an association must clear before it can foreclose on a home for unpaid assessments: minimum debt thresholds, waiting periods, mandatory notice and payment-plan offers, and the states that bar foreclosure where the debt is fines and late fees rather than assessments.
Board Governance
Governance structure of the HOA (board composition, term lengths, election procedures), open-meeting requirements, and member voting rights under state statutes.
Colonie
Some RestrictionsIn Town of Colonie conservation subdivisions, any homeowners' association that will own the preserved open space must…
Read full rule →Mount Vernon
Some RestrictionsAny residential project approved as a Mount Vernon PUD-2 Planned Unit Development must place its common land in a legal…
Read full rule →Flag Display Rights
When an association may restrict flags on a lot and when it may not, the federal floor protecting the American flag, and state statutes extending that protection to state, military, and first-responder flags, along with the pole height and placement conditions a board can still impose.
EV Charger Rights
Statutory rights to install an electric vehicle charging station in a deeded or exclusive-use parking space, the approval conditions an association may still attach, and who carries the insurance, electricity cost, maintenance, and removal obligation.
Rental Restriction Limits
How far an association may go in banning or capping leasing, grandfathering for owners who already rent, minimum-lease-term and cap-percentage rules, and the member vote thresholds required before a rental amendment binds existing owners.