Idaho's Homeowner's Association Act lets an HOA levy assessments for common-area maintenance and record a verified lien against a lot. Idaho Code § 55-3207 expressly permits the association to enforce that lien through foreclosure, and once recorded, later unpaid assessments accumulate automatically without re-filing.
Idaho Code § 55-3207 authorizes an HOA to 'levy an assessment against a lot for the reasonable costs incurred in the maintenance of common areas.' To create a lien, the association records a claim—stating the amount due, owner, association, and property description—verified by oath with the county recorder. The statute does not bar foreclosure: it states the section does not prohibit the HOA 'from pursuing an action to recover sums for which subsection (1)... creates a lien or from taking a deed in lieu of foreclosure.' The Act sets no statutory dollar cap on assessments or liens; amounts and due dates flow from the recorded declaration, with § 55-3204 requiring assessments be set 'in accordance with the governing documents.'
Recorded, verified lien on the lot; unpaid assessments accumulate automatically once recorded; HOA may pursue a foreclosure action or take a deed in lieu of foreclosure.
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