Common charges and special assessments are enforceable liens under NY RPL 339-z (condos) or by contractual covenant (HOAs). Unpaid assessments can be foreclosed. 6-year statute of limitations on collection actions.
Condominiums in Rensselaer County benefit from a statutory lien under NY Real Property Law §339-z — common charges automatically lien the unit and take priority over most other liens except a first mortgage and real property taxes. HOAs rely on lien language in recorded covenants (Declaration of CCRs filed at Rensselaer County Clerk, 105 Third Street, Troy). Collection actions follow a 6-year statute of limitations under CPLR §213(2). Foreclosure proceeds in Rensselaer County Supreme Court under RPAPL Article 13. Late fees, interest (often 9% judgment rate), and attorney fees are recoverable if authorized by governing documents.
Unpaid assessments trigger lien plus foreclosure. NY judgment interest is 9% annually. Attorney fees up to 20-30% of balance if bylaws authorize. Credit reporting is common after 90 days delinquent.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Rensselaer County, NY
NY State Residential Code Appendix G requires 48-inch minimum barrier around all pools over 24 inches deep. Self-closing, self-latching gates opening outward...
Rensselaer County, NY
NY Real Property Actions and Proceedings Law 843 governs division fences; shared boundary fences require mutual agreement. Finished side of fence typically m...
Rensselaer County, NY
Rensselaer County allows hens in NYC but roosters are banned. Coops must meet health standards. Livestock prohibited in most residential zones. NYC Health Co...
Rensselaer County, NY
NY Agriculture and Markets Law 123 authorizes municipalities to require leashes. Rensselaer County towns generally require dogs leashed off-property. Troy re...
Rensselaer County, NY
Beekeeping legal countywide under NY Agriculture and Markets Law Article 15. Hives must be registered with NY State Apiary Inspector. Rural Rensselaer County...
Rensselaer County, NY
Rensselaer County benefits from abundant Hudson River watershed and Tomhannock Reservoir supply. No standing watering restrictions. Troy Water Department may...
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