Salt Lake County, UT HOA Rules: Assessment & Dues (2026)

Utah Code §57-8a-201 requires owners to pay assessments levied by the association. If unpaid, §57-8a-301 creates an automatic lien for the unpaid amount plus court costs, reasonable attorney fees, late charges, interest, and (where governing documents authorize) unpaid fines. The recording of the declaration constitutes record notice and perfection of the lien — no separate lien filing is required, although associations often record a Notice of Lien. Interest accrues at 10% per annum under Utah Code §15-1-1(2) unless the governing documents set another rate. The lien has priority over later-recorded interests but is subordinate to (a) liens recorded before the declaration, (b) first and second mortgages or deeds of trust recorded before the association's lien notice, and (c) real property tax liens. To foreclose nonjudicially under §57-8a-302/-303, the association must deliver written notice to the owner at least 30 days before initiating foreclosure, advising the owner of the right to demand judicial foreclosure. Alternatively, under §57-8a-307, the association may sue for a personal money judgment without waiving the lien and collect through garnishment or execution. Owners can demand a written statement of unpaid assessments under §57-8a-206 — useful at closing for Salt Lake City, West Valley, West Jordan, Sandy, and Murray sales.