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Orlando, FL Hurricane Preparedness: Hurricane Shutters (2026)

Heavy Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Orlando Wind-borne Debris
Orlando a wind-borne debris region requiring impact protection on all glazed openings
Design Wind Speed
Design wind speed 130+ mph (Risk Category II) per FL Stat 553.73 / FBC ASCE 7
Compliance Via Impact-rated
Compliance via impact-rated glazing OR approved shutters with FPA or Miami-Dade NOA
Legal Reference
Plywood not code-compliant for new work; allowed only as emergency temporary protection
Hoas Cannot Unreasonably
HOAs cannot unreasonably restrict shutters per FL Stat 553.842

Summary

Orlando is in a wind-borne debris region under the Florida Building Code, requiring impact protection on all glazed openings of new construction and substantial renovations. Owners can comply with either impact-rated windows and doors or approved hurricane shutters. All shutters and impact products must carry a Florida Product Approval (FPA) or a Miami-Dade Notice of Acceptance (NOA). Per FL Stat 553.73 and FBC ASCE 7, structures must be designed for ultimate wind speeds of 130+ mph (Risk Category II). Permits are required for shutter installation.

The commission shall adopt, by rule pursuant to ss. 120.536(1) and 120.54, the Florida Building Code which shall contain or incorporate by reference all laws and rules which pertain to and govern the design, construction, erection, alteration, modification, repair, and demolition of public and private buildings, structures, and facilities and enforcement of such laws and rules, except as otherwise provided in this section. The commission shall use the International Codes published by the International Code Council, the National Electric Code (NFPA 70), or other nationally adopted model codes and standards for updates to the Florida Building Code.

Source: FL Stat 553.73 - Florida Building Code AdoptionView official code

Full Breakdown

73. Orange County and Orlando are in Risk Category II with ultimate design wind speeds (Vult) of 130+ mph (some areas closer to 140 mph). The FBC requires that all glazed openings (windows, glass doors, skylights) in new construction and substantial renovations within wind-borne debris regions be protected against impact from wind-borne missiles. Compliance is achieved one of two ways: (1) impact-rated glazing - windows and doors tested under ASTM E1886 and E1996 for large missile impact and cyclic pressure; or (2) approved opening protection - storm shutters that cover the glazing and meet the same impact standards.

Approved shutter types include accordion shutters, roll-down shutters (manual or motorized), Bahama shutters, colonial shutters, fabric/screen storm panels (Astroguard, StormBlock), and corrugated steel or aluminum panels. Plywood is no longer considered a code-compliant permanent solution and is allowed only as emergency temporary protection on existing one- and two-family dwellings; it cannot satisfy the building code for new work. Every impact window, door, or shutter installed in Florida must carry either a Florida Product Approval (FPA) number listed in the Florida Building Commission's product approval system or a Miami-Dade County Notice of Acceptance (NOA), which is honored statewide.

The FPA/NOA documents the testing, installation requirements, design pressures, and missile-impact rating. Installation of shutters requires a building permit from Orlando Permitting Services, including a site plan, the FPA/NOA documentation, and structural attachment details (anchor type, size, spacing, embedment). The installer must follow the manufacturer's installation instructions exactly - improperly anchored shutters are common failure points in hurricanes. Garage doors are also opening protection: doors in wind-borne debris regions must be impact-rated or have separate door-bracing approved for the design wind speed. 842) prohibits HOAs from unreasonably restricting hurricane shutters, but they may regulate aesthetic standards, color, and the time period for which deployable shutters can remain closed (typically only during a watch/warning).

Existing one- and two-family dwellings built before March 1, 2002 are not retroactively required to add opening protection but must comply when undertaking substantial improvements (work valued at more than 50 percent of the structure's value) or when replacing windows.

Frequently Asked Questions

Can I just put up plywood for hurricane protection?
Plywood is allowed only as emergency temporary protection for existing one- and two-family dwellings during an actual storm event. It does not satisfy the Florida Building Code as permanent opening protection for new construction or substantial renovations.
Do I need a permit to install hurricane shutters in Orlando?
Yes. Shutter installation requires a building permit, including the manufacturer's Florida Product Approval or Miami-Dade NOA documentation and proper structural anchorage to the wall or frame.
Can my HOA prohibit hurricane shutters?
No. Florida Statute 553.842 prevents HOAs from unreasonably restricting hurricane shutters and impact-rated openings, though HOAs may reasonably regulate color, style, and the time period during which deployable shutters remain closed.

Sources & Official References

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