Unlike many states, Kentucky has no statute prohibiting homeowners associations from restricting or banning rooftop solar panels. HOA covenants generally remain enforceable, applying universally across the state with limited statutory protections for solar access.
Kentucky has not enacted a solar access law preempting HOA restrictions on rooftop photovoltaic systems. Unlike states such as Florida, Texas, and California, Kentucky homeowners associations may include and enforce covenants, conditions, and restrictions that prohibit or significantly limit solar panel installation. Property owners must review their declarations before installing solar. The Public Service Commission regulates utility net metering under KRS 278.465 through 278.468, but those rules govern utility interconnection rather than private covenant enforcement. Local zoning ordinances may impose separate height and setback rules on solar arrays.
Installing solar panels in violation of HOA covenants can result in fines, forced removal at the homeowner's expense, and liens on the property under KRS 381.9197.
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