Kentucky's Home Solicitation Sales Act (KRS 367.410-460) universally grants consumers a three-business-day right to cancel any door-to-door sale of $25 or more, with mandatory written cancellation notice from sellers.
Under KRS 367.410-367.460, any consumer sale of $25 or more made at the buyer's home or any place other than the seller's regular business location is a home solicitation sale subject to a three-business-day cooling-off period. KRS 367.420 grants the buyer an unconditional right to cancel by midnight of the third business day. KRS 367.430 requires sellers to provide a written notice of cancellation rights and a detachable cancellation form in the same language as the sales presentation. Refunds must be issued within 10 business days. These statewide consumer protections apply regardless of any local solicitor permit ordinance.
Failure to provide proper cancellation notice voids the contract and exposes sellers to civil penalties under the Consumer Protection Act (KRS 367.170), including triple damages, attorney fees, and Attorney General enforcement.
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