Miami, FL Business Licensing & Operations: Pawnbrokers (2026)
Key Facts
- Yearly inspection fee
- $250 (pawn/secondhand dealer)
- Antique dealer inspection fee
- $100/year
- Per-transaction form fee
- $1.50
- BTR fee
- $320/year (jewelry/precious metals or used merchandise)
- Enforcing unit
- Miami PD Pawn Shop Detail
Summary
Miami pawn shops and secondhand dealers need a business tax receipt plus a yearly $250 police pawn shop detail inspection fee, on top of state pawnbroker licensing.
(h)Administrative fee for police conducted inspections and for processing transaction forms by the pawn shop detail. Each pawn shop/secondhand dealer, except antique dealers...shall pay a yearly fee of $250.00 for police inspections of pawn shops/secondhand dealers and other related functions by the police department's pawn shop detail. Antique dealers shall pay a yearly inspection fee of $100.00. In addition thereto, each pawn shop/secondhand dealer...will pay a $1.50 fee per transaction form submitted to the police department...for review and processing by the pawn shop detail.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 23 | Ordinance 11000 (Previous Zoning Code): Supplement 22 | Miami 21 (Zoning Code): ?).
Full Breakdown
Operating a pawn shop or secondhand dealer business in Miami requires a Business Tax Receipt (BTR classifications 3280/3290, $320/year) and a Certificate of Use, in addition to the state pawnbroker license required under Florida law. City Code § 42-6(h) layers on a police department inspection regime: each pawn shop or secondhand dealer pays the police department's pawn shop detail a $250 yearly fee for inspections (antique dealers pay $100), plus $1.50 for every transaction form the dealer submits to police for review. The pawn shop detail processes those transaction forms as part of its inspection function.
Violations & Fines
Operating without the required BTR, certificate of use, or without paying the pawn shop detail's yearly inspection fee and per-transaction form fee exposes the business to code enforcement action and denial or revocation of its certificate of use under City Code § 2-211.
Frequently Asked Questions
Does Miami require a separate license for pawn shops?
How much does Miami charge per pawn transaction?
Do antique dealers pay the same fee as pawn shops?
Sources & Official References
Other rules in Miami
Florida rules heatmap·Compare Miami to another location·View the Florida business licensing & operations overview
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Pawnbrokers in Nearby Cities
How other cities in Miami-Dade County handle pawnbrokers.