Phoenix, AZ Business Licensing & Operations: Pawnbrokers (2026)
Key Facts
- Local transaction fee
- $3.50 per required report
- Fee due date
- Last business day of following month
- Max civil sanction
- $2,500 per violation
- Curfew
- Closed 12:00 a.m.–6:00 a.m.
- Who licenses pawnbrokers
- State of Arizona, not the City
Summary
Phoenix does not license pawnbrokers itself. Arizona does. City law layers on a $3.50 per-report transaction fee and a midnight-to-6 a.m. closing rule.
A. A pawnbroker shall pay to the City of Phoenix a fee in the amount of three dollars and fifty cents for each report required to be prepared pursuant to A.R.S. § 44-1625(A). B. The fee shall be due on the last business day of the month following the month in which the report required by A.R.S. § 44-1625(A) was required to be prepared.
Official source re-checked September 8, 2026: no newer edition of the code had been published (publisher’s edition: current through Ordinance G-7524, passed June 17, 2026).
Full Breakdown
Arizona, not Phoenix, licenses pawnbrokers under A.R.S. § 44-1621 et seq. City Code Article XIII adds a local fee: $3.50 for every transaction report a pawnbroker must prepare under A.R.S. § 44-1625(A), due the last business day of the following month and filed on a City-prescribed, signed form. Separately, Phoenix bars operating a business requiring a state pawnbroker license between midnight and 6 a.m.
Violations & Fines
Civil sanction up to $2,500 per violation for failing to pay or report the fee, enforced in Phoenix Municipal Court; the remedy is exclusive. Operating during the midnight–6 a.m. curfew is separately unlawful under § 23-92.
Frequently Asked Questions
Does Phoenix issue pawnbroker licenses?
What does a Phoenix pawnbroker actually pay the City?
Can a Phoenix pawnshop stay open all night?
Sources & Official References
Other rules in Phoenix
Compare Phoenix to another location·View the Arizona business licensing & operations overview
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Pawnbrokers in Nearby Cities
How other cities in Maricopa County handle pawnbrokers.