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Surprise, AZ Business Licensing & Operations: Pawnbrokers (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified August 2026

Key Facts

Reporting threshold
$25 fair market value
Report deadline
24 hours of transaction
Purchase hold period
10 calendar days
Sign requirement
Black block letters, 6x9 inch min
Exemption
Non-profit organizations

Summary

Surprise pawnbrokers must electronically report every pawn, pledge, trade or purchase transaction worth more than $25 to the city within 24 hours, post a state-mandated notice sign about the reporting law, and hold purchased property for 10 days before reselling it, under City Code Sec. 26-231.

(a)Every person, except non-profit organization, engaged in the business of pawnbroker shall make out at the time of the transaction a true, complete and legible report of each good or article with a fair market value in excess of $25.00 received on deposit or consignment, in pawn, pledge, trade or exchange or by purchase. The report shall be made electronically using the city's leads online reporting system and shall be delivered to the city within 24 hours after receipt of the property concerned. The reporting party shall retain on the premises of the business for six months from the date of the transaction an electronic and/or hard copy of the report.(b)A pawnbroker shall retain any property obtained by purchase in its original form for ten calendar days after the original transaction date at the pawnbroker's place of business or other storage location approved by the city. This subsection shall not apply to redemption of pawned or pledged articles.

Full Breakdown

Sec. 00 received on deposit, pawn, pledge, trade or exchange, or by purchase must be reported electronically to the city's leads online system within 24 hours, with a copy kept on the premises for six months. Every report must include a description of the item, the amount paid or allowed, the transaction date and time, a signed 10-point bold statement from the customer certifying ownership under penalty of a class 1 misdemeanor if false, and the customer's name, address, age and a valid photo ID number, plus a physical description of the person.

Non-profit organizations are exempt from the article. Subsection (b) requires a pawnbroker to hold any purchased property in its original form for 10 calendar days at the licensed premises or a city-approved storage site, though redemption of pawned or pledged items is not subject to that hold. Subsection (c) requires every pawnbroker to post a conspicuous sign, printed in black block capital letters on white paper at least 110-pound index weight, with lettering at least six by nine inches and the word 'Notice' at least half an inch tall, warning customers that transactions over $25 are reported to law enforcement; the city supplies these signs at no charge. Subsection (d) opens the business, its records and its stock to inspection by any state law enforcement officer during regular hours.

Violations & Fines

Sec. 26-231(e) makes any violation strict liability: intent is not an element of the offense. Sec. 26-233 authorizes the city to prosecute a violation of this article as either a civil or criminal matter under Chapter 2, Article VI of the Surprise Municipal Code's citation and enforcement procedures.

Frequently Asked Questions

What is the reporting threshold for a Surprise pawnbroker?
Sec. 26-231(a) requires a report on any item worth more than $25.00, far lower than the $500 threshold that applies to secondhand dealers and auction houses under the neighboring section.
How long must a Surprise pawnbroker hold purchased items?
Sec. 26-231(b) requires the pawnbroker to keep purchased property in its original form for 10 calendar days at its place of business or an approved storage location; this hold does not apply to customers redeeming their own pledged items.
Does a Surprise pawnbroker have to post a sign about the reporting law?
Yes. Sec. 26-231(c) requires a conspicuous notice sign in black block capital letters on white paper meeting specific size requirements, warning customers that transactions over $25 are reported to local law enforcement; the city provides the sign free of charge.
Are nonprofits subject to Surprise's pawnbroker reporting law?
No. Sec. 26-231(a) exempts non-profit organizations from the reporting requirement that otherwise applies to every person engaged in the business of pawnbroker.

Sources & Official References

Other rules in Surprise

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