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San Francisco, CA Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Permit issuer
SFPD Chief of Police
Weekday hours
8:00 a.m.-6:30 p.m.
Weekend hours
8:00 a.m.-7:30 p.m.
Max penalty
$500 fine, 6 months jail

Summary

San Francisco requires anyone operating a pawnbroking business to first obtain a permit from the Chief of Police, and pawnshops may only transact business during fixed hours set by ordinance.

It shall be unlawful for any person to operate or to cause or permit to be operated any pawnbroking business without first having obtained a permit from the Chief of Police.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: 2026 S-96: Codes: last updated to include changes made by legislation through Ordinance 133-26, File No. 260686, approved July 23, 2026, effective August 23, 2026).

Full Breakdown

It is unlawful to operate a pawnbroking business in San Francisco without a Chief of Police permit issued after a filed application, fee, and hearing. Pawnshops may open only Monday-Friday 8:00 a.m.-6:30 p.m. and Saturday-Sunday 8:00 a.m.-7:30 p.m., and must stay closed on New Year's Day, Presidents Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Every pawnbroker must also keep inspectable records of items purchased and sold.

Violations & Fines

Operating without a permit or violating any Article 28 provision is a misdemeanor, punishable by a fine up to $500 and/or up to six months in County Jail.

Frequently Asked Questions

Who issues a San Francisco pawnbroker permit?
The Chief of Police, after a filed application, fee, and hearing under Police Code Article 28.
Can a San Francisco pawnshop open on Christmas?
No. Police Code Sec. 2809 bars transacting business on Christmas and six other named holidays.

Sources & Official References

Other rules in San Francisco

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