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Philadelphia, PA Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

City license fee
$200 per location, annually
Business hours
8:30 a.m.-5 p.m. weekdays
Holding period
90 days minimum
Sunday sales
Prohibited entirely
Tracking system
Mandatory electronic inventory upload

Summary

Pawnbrokers need a separate L&I license per location, plus state licensure, and must follow strict hours and holding rules.

No person shall act as a pawnbroker unless he has obtained a license from the Department of Licenses and Inspections for each location... No pawnbroker shall transact any business on Sunday. No pawnbroker shall accept any pledge or effect any redemption before 8:30 a.m. or after 5 p.m., except that pawnbrokers may accept pledges or effect redemptions until 9 p.m. on Friday and until 6 p.m. on Saturday.

Source: PA Pawnbrokers License Act and Philly Code 9-1100View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: 2026 Code: Electronic version of The Philadelphia Code and Home Rule Charter is current through August 19, 2026).

Full Breakdown

Philadelphia Code Section 9-603 requires anyone acting as a pawnbroker to hold a license from the Department of Licenses and Inspections for each location, on top of state licensure under the 1937 Pawnbrokers License Act. The annual city license fee is $200 per location, with up to $400 more allowed to cover the mandatory internet-accessible electronic inventory tracking system. Pawnbrokers cannot transact business on Sundays and can only accept pledges or process redemptions between 8:30 a.m. and 5 p.m. on weekdays (until 9 p.m. Friday, 6 p.m. Saturday). Every pledged or purchased item must be held for at least 90 days, kept segregated from sale inventory, and made available to police for inspection without a warrant.

Violations & Fines

Fines up to the Class III maximum under Section 1-109, license suspension with a Cease Operations Order, referral to the state Secretary of Banking for revocation, and suspension of the commercial activity license.

Frequently Asked Questions

Do Philadelphia pawnbrokers need a state license too?
Yes. Section 9-603(2)(b) requires state licensure under the 1937 Pawnbrokers License Act before the city will issue its own license.
How long must a pawnbroker hold pledged items?
At least 90 days from receipt, segregated from items offered for sale, per Section 9-603(4)(a)-(b).

Sources & Official References

Other rules in Philadelphia

All Philadelphia rules

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