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Santa Ana, CA Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified August 2026

Key Facts

Licensing authority
Santa Ana Chief of Police
Application requires
fingerprints and photographs
Minimum holding period
21 days (up to 90 on hold order)
Appeal path
City Council under Chapter 3
Max penalty
$1,000 fine / 6 months jail
Tax treatment
retailer under Chapter 35

Summary

Anyone wanting to run a pawnshop in Santa Ana must first apply in writing to the Chief of Police, disclosing personal history, business address and employees, and submitting to fingerprinting and photographs. The chief can refuse or revoke the certificate for a material misstatement or a disqualifying conviction, and no one may operate, or work there, without it.

Sec. 25-6. - Secondhand dealer and pawnbroker certificate—Application; information. Every person desiring to engage in the business of a secondhand dealer or pawnbroker shall first make written application to the chief of police of this city, stating his name, age, residence address, proposed business address, the business addresses of all other businesses in which he has an interest, a statement of the time, place and circumstances of every time he has been convicted of a crime, a statement of the number of employees he will have in such place of business, the names and addresses of such employees then known to applicant, and shall submit himself and each of said employees for the purpose of having photographs and fingerprints taken.

Source: Santa Ana Municipal CodeView official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 32).

Full Breakdown

Santa Ana Municipal Code § 25-1 defines a pawnbroker as any person meeting the definition in California Financial Code § 21000. Under § 25-6, that person must file a written application with the Chief of Police stating name, age, residence address, proposed business address, other business interests, a full account of any prior criminal convictions, the number and names of employees, and must submit himself and each employee for photographs and fingerprints. Section 25-7 requires the chief to refuse the certificate if the applicant knowingly made a material misstatement or if the applicant or any proposed employee was convicted of a violation of state pawnbroker/secondhand-dealer law, or of theft, receiving stolen property, embezzlement, fraud, false pretenses, or a crime of moral turpitude bearing a reasonable connection to the business.

A certificate already issued can be revoked for failing to maintain the standards required for issuance, and no one may carry on the business, or employ anyone who would be disqualified, without both the certificate and an employee clearance from the chief. A denial or revocation may be appealed to the City Council under the uniform hearing procedure in Chapter 3 (§ 25-8). Section 25-9 requires every pawnbroker to hold each item for at least 21 days after reporting it to police, keep it available for police inspection, and comply with any police hold order extending that period up to 90 days when the item is needed as evidence or to let a true owner reclaim stolen property.

Citywide, § 1-17 lists "Pawnbrokers, secondhand dealers" among the licenses subject to conviction-based disqualification, letting the licensing authority weigh mitigating factors such as time elapsed and evidence of rehabilitation. Pawnbrokers are taxed as retailers under Chapter 35 per § 25-12.

Violations & Fines

Operating as a pawnbroker without the Chief of Police certificate, or employing someone disqualified under § 25-7, violates Chapter 25 and falls under the citywide general penalty in § 1-8: a fine up to $1,000, imprisonment up to six months in the Orange County jail, or both, with the city attorney able to charge it as an infraction instead; each day of continued violation is a separate offense. A certificate already granted can be pulled for failing to maintain the standards required to obtain it.

Frequently Asked Questions

How do I get a pawnbroker certificate in Santa Ana?
File a written application with the Santa Ana Chief of Police disclosing your name, age, residence, business address, other business interests, criminal history and employee list, then submit yourself and each employee for fingerprinting and photographs under Municipal Code § 25-6.
Can Santa Ana deny or pull my pawnbroker certificate?
Yes. Under § 25-7 the chief must refuse a certificate for a knowing material misstatement in the application and can revoke one for a disqualifying conviction: theft, receiving stolen property, embezzlement, fraud, false pretenses, or moral turpitude connected to the business.
How long must I hold pawned items before reselling them?
Section 25-9 requires holding every item at least 21 days after reporting it to police, and the police department can extend that hold up to 90 days if the item is needed as evidence or to help a true owner recover stolen property.
What happens if I operate without a certificate?
Operating without a certificate, or employing someone disqualified under § 25-7, is punishable under the citywide § 1-8 general penalty: up to a $1,000 fine, six months in county jail, or both, with each day counted as a separate offense.

Sources & Official References

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