Short-Term Rentals in Noblesville, IN (2026)

10 verified short-term rentals rules for Noblesville, Indiana, sourced directly from the municipal code and official government pages.

Verified from official government sources

Permit Requirements

The City of Noblesville does not maintain a dedicated short-term rental (STR) permit, license, or registration program in its Unified Development Ordinance (Chapter 159 of the Code of Ordinances). State law at IC 36-1-24 (added by P.L.144-2018) forbids any Indiana local unit from adopting or enforcing an ordinance that has the express or practical effect of prohibiting STRs, and it makes a short-term rental of an owner's primary residence a permitted residential use in any residential zoning district. The closest analog in Noblesville's code is the Bed and Breakfast Establishment (UDO Section 159.125), which is a conditional accessory use in residential, Downtown (DT), and General Business (GB) districts and requires Board of Zoning Appeals approval before opening.

Noblesville STR Permits: No Dedicated STR License, BZA Approval Only If Treated as Bed-and-Breakfast

Few Restrictions

Full ordinance details →Official source ↗

Noise Rules

Noblesville short-term rentals are subject to the city's general noise rules in UDO Section 159.203 (Environmental Performance Standards) and to amendments adopted by the Common Council in March 2021 that set higher fines for commercial and industrial districts than for residential. Construction equipment, power tools, lawn mowers, and similar machinery may not be used outside the 7:00 a.m. to 10:00 p.m. window. Indiana Code 36-1-24-7 expressly preserves the city's noise authority for STRs.

Noblesville STR Noise: UDO Sec. 159.203 Performance Standards + 7am-10pm Equipment Window

Some Restrictions

Full ordinance details →Official source ↗

Taxes & Fees

A short-term rental in Noblesville (Hamilton County) collects a combined 15% in state and county lodging-style taxes on stays under 30 days: 7% Indiana state sales tax under IC 6-2.5-4-4 and 8% Hamilton County Innkeeper's Tax under Indiana Code 6-9-56 (Hamilton County Ordinance CC 08-02-2023.A, effective January 1, 2024, which raised the prior 5% rate to 8%). Indiana's marketplace facilitator law (IC 6-2.5-9-3.5 and IC 6-9-29-5) makes Airbnb and Vrbo legally responsible for collecting and remitting both taxes on bookings made through their platforms.

Noblesville STR Taxes: 7% Indiana Sales Tax + 8% Hamilton County Innkeeper's Tax (Jan. 1, 2024)

Some Restrictions

Full ordinance details →Official source ↗

Parking Rules

Noblesville's Unified Development Ordinance (Chapter 159) imposes the same off-street parking requirements on a short-term rental as it does on any other single-family or duplex dwelling: enough on-site off-street parking to serve the residential use, with the specific count tied to the dwelling type rather than to STR guest headcount. There is no STR-specific guest-car cap, no STR overnight street-parking ban, and no posted-occupancy placard rule beyond what applies to any residential use.

Noblesville STR Parking: Standard UDO Off-Street Requirements, No STR-Specific Cap

Few Restrictions

Full ordinance details →Official source ↗

Occupancy Limits

Noblesville's Unified Development Ordinance does not set a short-term-rental-specific occupancy cap; occupancy at an STR is governed by the Indiana Building Code (IBC, adopted by reference for one- and two-family dwellings) and by UDO Section 159.125's eight-guest-room cap if the operation rises to the level of a Bed and Breakfast Establishment. Indiana Code 36-1-24-7 preserves Noblesville's authority over structural safety and sanitation, but Section 36-1-24-4 bars any ordinance that has the practical effect of prohibiting STRs.

Noblesville STR Occupancy: No STR-Specific Cap; B&Bs Limited to 8 Guest Rooms (UDO 159.125)

Few Restrictions

Full ordinance details →Official source ↗

Insurance Requirements

Noblesville has not adopted a short-term rental insurance requirement in its Unified Development Ordinance or anywhere else in the Code of Ordinances. Indiana Code 36-1-24-7 expressly preserves a local unit's authority to require 'evidence of insurance' for STR operators, but Noblesville has not exercised that authority. Hosts typically rely on Airbnb's AirCover (up to $1 million in host liability and host damage protection) or Vrbo's liability insurance, plus a standalone STR or commercial dwelling policy.

Noblesville STR Insurance: No City Mandate; Indiana Permits Local Insurance Rule Under IC 36-1-24

Few Restrictions

Full ordinance details →Official source ↗

Night Caps

The City of Noblesville does not cap the number of nights per year a short-term rental may be booked. Indiana Code 36-1-24-4 forbids any local ordinance that has the express or practical effect of prohibiting short-term rentals, which would include a low annual-night cap. The only durational limit in Noblesville's code is UDO Section 159.125's rule that a Bed and Breakfast Establishment may not host any single guest for more than thirty consecutive days.

Noblesville STR Night Caps: No Cap on Rental Nights; B&B Stays Limited to 30 Consecutive Days

Few Restrictions

Full ordinance details →Official source ↗

Registration Rules

Noblesville does not require short-term rental operators to register with the city. The applicable registration is at the tax level: hosts who accept direct bookings or use non-marketplace platforms must register with the Indiana Department of Revenue using Form BT-1 and remit the 7% state sales tax and 8% Hamilton County Innkeeper's Tax. Indiana Code 36-1-24-7 explicitly authorizes (but does not compel) local STR registration, and Noblesville has not exercised that authority.

Noblesville STR Registration: None at City Level; Hamilton County Innkeeper's Tax Registration Required

Few Restrictions

Full ordinance details →Official source ↗

Host Presence Rule

Noblesville does not require the host or owner to be present during a short-term rental stay. Indiana Code 36-1-24-8 expressly makes a short-term rental of an owner's primary residence a permitted residential use without any host-presence condition, and Section 36-1-24-9 permits non-owner-occupied STRs subject only to a constitutionally limited special-exception process. UDO Section 159.125 does require owner occupancy for true Bed and Breakfast Establishments, but that rule does not apply to typical Airbnb or Vrbo rentals.

Noblesville STR Host Presence: No On-Site Host Requirement; B&Bs Must Be Owner-Occupied

Few Restrictions

Full ordinance details →Official source ↗

Primary-Residence-Only Rule

Noblesville does not restrict short-term rentals to an owner's primary residence. Indiana Code 36-1-24-8 makes a short-term rental of a primary residence a permitted residential use that 'may not be disallowed by any zoning ordinance,' and Indiana Code 36-1-24-9 lets a local unit require a special exception, special use, or zoning variance for a non-primary-residence STR but bars any rule that prohibits or unreasonably restricts them. Noblesville has not activated a non-primary-residence STR special-exception process.

Noblesville STR Primary-Residence Rule: Not Restricted; IC 36-1-24-9 Permits BZA Review of Non-Primary

Few Restrictions

Full ordinance details →Official source ↗

Looking for Hamilton County county-wide rules?

County ordinances apply to unincorporated areas and may supplement Noblesville city rules.

Short-Term Rentals in Hamilton County →