Noblesville, IN Short-Term Rentals: Occupancy Limits (2026)

Because Noblesville has not adopted an STR-specific ordinance, the operative occupancy rules at a typical Airbnb or Vrbo are the structural and life-safety occupancy limits set by the Indiana Residential Code (which Indiana has adopted statewide based on the International Residential Code) for one- and two-family dwellings, plus any HOA covenants. UDO Section 159.125 imposes a true occupancy-style cap only when the operation is a Bed and Breakfast Establishment: no more than eight guest rooms for rent, no individual guest stay longer than thirty consecutive days, and ownership-occupancy of the underlying single-family home. Indiana Code 36-1-24-7 preserves Noblesville's authority to regulate 'structural safety, sanitation, fire prevention, [and] property maintenance,' which gives the city room to enforce IRC-based occupancy through the Hamilton County Health Department (for septic/private water capacity), through the Department of Fire and Building Services (for fire-safety occupant load), and through the Department of Planning and Development (for nuisance complaints driven by overcrowding). IC 36-1-24-4 simultaneously bars Noblesville from adopting an STR-only occupancy rule whose effect is to prohibit short-term rentals. As of the current 2025 UDO supplement, no such STR-specific rule is on the books.