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Short-Term Rentals in Union City, NJ (2026)

6 verified short-term rentals rules for Union City, New Jersey, sourced directly from the municipal code and official government pages.

Verified from official government sources

Permit Requirements

Union City effectively prohibits short-term vacation rentals under Chapter 296, Article V (Short-Term Vacation Rentals, originally adopted December 15, 2015, amended January 21, 2025 by Ord. 2025-1). Rentals of fewer than 30 consecutive days are generally prohibited in residential zones.

Union City Short-Term Rental Permit Requirements

Heavy Restrictions

Noise Rules

Given Union City's effective ban on STRs under Chapter 296, noise concerns from short-term guests also fall under Article IV (Nuisances). Hosts remain responsible for guest behavior. Noise disturbances between 8 PM and 10 AM are prohibited with a minimum $250 fine.

Union City STR Noise Rules

Heavy Restrictions

Taxes & Fees

Despite the STR ban, any taxable STR activity in Union City is subject to NJ state hotel/motel taxes (N.J.S.A. 54:32D-1): 6.625% sales tax + 5% state occupancy fee + applicable local hotel tax. Platforms collect and remit these automatically for listed properties.

Union City STR Taxes & Fees

Some Restrictions

Parking Rules

Union City's Parking Authority (UCPA) operates an extensive residential permit parking program. STR guests are not eligible for resident permits. Visitor hangtags (2 free per household, then $50–$100 additional) are available for guests. No parking between 9:30 PM–8 AM without a valid permit.

Union City STR Parking Requirements

Heavy Restrictions

Occupancy Limits

Union City does not set short-term rental occupancy limits because Chapter 296, Article V, Section 296-13 of the City Code (originally adopted Dec. 15, 2015 and reinforced by Ord. No. 2025-1, Jan. 21, 2025) categorically prohibits short-term vacation rentals of 30 consecutive days or less in any residential property. Because no STR permit pathway exists in this Hudson County city, there is no maximum-guests-per-bedroom rule, no two-per-bedroom-plus-two formula, and no per-square-foot occupancy standard for transient rentals at the local level.

Short-Term Rental Occupancy Limits in Union City

Heavy Restrictions

Insurance Requirements

Union City does not impose an STR-specific liability insurance minimum because Chapter 296, Article V, Section 296-13 prohibits short-term vacation rentals of 30 consecutive days or less in any residential property; there is no permit program to attach an insurance condition to. Owners of lawful rental units in Union City are still subject to the New Jersey statewide rental-unit liability insurance mandate under P.L. 2022, c.92 (N.J.S.A. 46:8-39), which sets a $500,000 minimum (or $300,000 for owner-occupied 1-4 unit dwellings) and requires annual registration of the certificate of insurance with the municipality.

Short-Term Rental Insurance Requirements in Union City

Heavy Restrictions

Looking for Hudson County county-wide rules?

County ordinances apply to unincorporated areas and may supplement Union City city rules.

Short-Term Rentals in Hudson County