Assessment & Dues: Fair Oaks vs Folsom
How do assessment & dues rules compare between Fair Oaks, CA and Folsom, CA?
Fair Oaks and Folsom have similar restriction levels.
Fair Oaks, CA
Sacramento County
California HOA assessments are governed by Civil Code 5605. Regular increases over 20 percent or special assessments over 5 percent require member approval.
View full Fair Oaks rules →Folsom, CA
Sacramento County
Davis-Stirling limits annual HOA regular assessment increases to 20% without a member vote, and special assessments to 5% of the prior year's budget without a vote (Civ Code §5605). Late assessments carry statutory interest and collection procedures under Civ Code §5650 et seq.
View full Folsom rules →Key Facts Comparison
| Fact | Fair Oaks | Folsom |
|---|---|---|
| Regular Cap | 20 percent without vote | 20%/year without vote (Civ Code §5605) |
| Special Cap | 5 percent without vote | 5% without vote |
| Late Fees | 10 percent or 10 dollars | - |
| Interest | 12 percent annual | 12% annual max |
| State Law | Civil Code 5605 | - |
| Late Fee | - | $10 or 10% (Civ Code §5650) |
| Foreclosure Threshold | - | $1,800 or 12 months (Civ Code §5720) |
Highlighted rows indicate differences between cities.
Fair Oaks FAQ
Can the board raise dues 25 percent this year?
Not without a member vote. Civil Code 5605 caps unilateral increases at 20 percent of prior year.
When can the HOA foreclose?
Assessments must be delinquent over 1800 dollars or 12 months before non-judicial foreclosure under Civil Code 5720.
Folsom FAQ
Can my HOA raise dues 30% this year?
Only with a member vote. Without a vote, Civ Code §5605 caps increases at 20%. Special assessments cap at 5% of prior year.
When can my HOA foreclose for unpaid dues?
Only if the delinquency is at least $1,800 in assessments (excluding late fees/interest) or at least 12 months past due, per Civ Code §5720.
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