Sacramento County, CA HOA Rules: Assessment & Dues (2026)
Key Facts
- Regular Cap
- 20 percent without vote
- Special Cap
- 5 percent without vote
- Late Fees
- 10 percent or 10 dollars
- Interest
- 12 percent annual
- State Law
- Civil Code 5605
Summary
California HOA assessments are governed by Civil Code 5605. Regular increases over 20 percent or special assessments over 5 percent require member approval.
(a) Annual increases in regular assessments for any fiscal year shall not be imposed unless the board has complied with paragraphs (1), (2), (4), (5), (6), (7), and (8) of subdivision (b) of Section 5300 with respect to that fiscal year, or has obtained the approval of a majority of a quorum of members, pursuant to Section 4070, at a member meeting or election.
(b) Notwithstanding more restrictive limitations placed on the board by the governing documents, the board may not impose a regular assessment that is more than 20 percent greater than the regular assessment for the association's preceding fiscal year or impose special assessments which in the aggregate exceed 5 percent of the budgeted gross expenses of the association for that fiscal year without the approval of a majority of a quorum of members, pursuant to Section 4070, at a member meeting or election.
Full Breakdown
Under California Civil Code 5605, an HOA board may not raise regular assessments more than 20 percent or levy special assessments exceeding 5 percent of budgeted gross expenses in a fiscal year without member approval by majority of a quorum. Emergency assessments for imminent threats may be imposed by board action alone. Delinquent assessments accrue late charges (up to 10 percent or 10 dollars, whichever greater), interest (12 percent per annum after 30 days), and collection costs. Liens and foreclosure remedies under Civil Code 5700-5720 apply.
Violations & Fines
Board assessment actions exceeding statutory limits without member vote are void and enforceable by members in court.
Frequently Asked Questions
Can the board raise dues 25 percent this year?
When can the HOA foreclose?
Sources & Official References
Other rules in Sacramento County
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