Federal Way vs Redmond
How do assessment & dues rules compare between Federal Way, WA and Redmond, WA?
Federal Way and Redmond have similar restriction levels.
Federal Way, WA
King County
Federal Way HOAs may levy regular and special assessments under RCW 64.90 or 64.38. Unpaid assessments become liens and may be foreclosed after statutory notice and cure periods.
View full Federal Way rules →Redmond, WA
King County
Redmond HOA assessments follow RCW 64.90 (WUCIOA). Unpaid amounts become a statutory lien that can be foreclosed after notice. A 6-month super-lien applies. Reserve studies are required every 3 years.
View full Redmond rules →Key Facts Comparison
| Fact | Federal Way | Redmond |
|---|---|---|
| Primary Statutes | RCW 64.90 or 64.38 | - |
| Special Assessments | Allowed with procedures | - |
| Lien Super-Priority | Six months under WUCIOA | - |
| Foreclosure | Allowed after notice | - |
| Late Fees | Per statute and CCRs | - |
| Governing Law | - | RCW 64.90 / 64.34 / 64.38 |
| Lien Priority | - | Statutory, super-lien 6 months |
| Reserve Study | - | Every 3 years, annual update |
| Pre-Foreclosure Notice | - | ~90 days |
| Resale Disclosure | - | RCW 64.90.640 |
Highlighted rows indicate differences between cities.
Federal Way FAQ
Can my Federal Way HOA foreclose for unpaid dues?
Yes, after recording a lien and providing statutory notice and cure periods under RCW 64.90 or 64.38.
What is lien super-priority?
Under WUCIOA, up to six months of HOA assessments have priority over a first mortgage, letting the HOA recover even if the lender forecloses.
Redmond FAQ
Can a Redmond HOA foreclose for unpaid dues?
Yes. Washington law creates a statutory lien for unpaid assessments that can be foreclosed judicially after notice, typically at least 90 days, under RCW 64.90.545.
Must a Redmond HOA do a reserve study?
Yes. RCW 64.90.550 requires a reserve study every 3 years with annual updates for most common interest communities governed by WUCIOA.
Compare other topics
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