Redmond HOA Rules: Assessment & Dues Rules (2026)

Assessments in Washington HOAs are authorized by the declaration and governed by RCW 64.90 (WUCIOA), RCW 64.34 (condos), or RCW 64.38 (older planned communities). Regular assessments fund the operating budget and are typically levied monthly or quarterly. Special assessments for unbudgeted needs generally require board action or owner approval depending on the declaration and size of the special. Under RCW 64.90.545 and equivalent provisions, unpaid assessments become a statutory lien on the unit with priority over most private liens but subordinate to certain taxes and first mortgages. The association can foreclose the lien judicially after statutory notice, typically requiring at least 90 days of notice before filing. WUCIOA grants associations a limited priority over first mortgages for up to 6 months of delinquent assessments (the super-lien). Owners are entitled to annual budgets, reserve studies under RCW 64.90.550 (required every 3 years with annual updates), and disclosure of fees at sale under RCW 64.90.640. Late fees and interest must be authorized by the declaration.