Kirkland vs Redmond
How do assessment & dues rules compare between Kirkland, WA and Redmond, WA?
Kirkland and Redmond have similar restriction levels.
Kirkland, WA
King County
Kirkland HOA dues, special assessments, and collection procedures follow RCW 64.90, which caps late fees and sets strict lien and foreclosure procedures.
View full Kirkland rules →Redmond, WA
King County
Redmond HOA assessments follow RCW 64.90 (WUCIOA). Unpaid amounts become a statutory lien that can be foreclosed after notice. A 6-month super-lien applies. Reserve studies are required every 3 years.
View full Redmond rules →Key Facts Comparison
| Fact | Kirkland | Redmond |
|---|---|---|
| Primary statute | RCW 64.90 WUCIOA | - |
| Interest cap | 12 percent per year | - |
| Late fee | About 10 percent typical | - |
| Lien priority | 6 months over mortgage | - |
| Special assessment | Member vote typical | - |
| Governing Law | - | RCW 64.90 / 64.34 / 64.38 |
| Lien Priority | - | Statutory, super-lien 6 months |
| Reserve Study | - | Every 3 years, annual update |
| Pre-Foreclosure Notice | - | ~90 days |
| Resale Disclosure | - | RCW 64.90.640 |
Highlighted rows indicate differences between cities.
Kirkland FAQ
Can my HOA raise dues without member approval?
Regular annual budget increases can occur if ratified under the declaration process, but special assessments for non-routine projects typically require a member vote.
Can the HOA foreclose for unpaid dues?
Yes under RCW 64.90, but only after proper delinquency notice, opportunity to cure, and judicial process; courts strongly favor payment plans and will not allow foreclosure for trivial amounts without proper process.
Redmond FAQ
Can a Redmond HOA foreclose for unpaid dues?
Yes. Washington law creates a statutory lien for unpaid assessments that can be foreclosed judicially after notice, typically at least 90 days, under RCW 64.90.545.
Must a Redmond HOA do a reserve study?
Yes. RCW 64.90.550 requires a reserve study every 3 years with annual updates for most common interest communities governed by WUCIOA.
Compare other topics
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