Redmond vs Renton
How do assessment & dues rules compare between Redmond, WA and Renton, WA?
Renton has fewer restrictions than Redmond.
Redmond, WA
King County
Redmond HOA assessments follow RCW 64.90 (WUCIOA). Unpaid amounts become a statutory lien that can be foreclosed after notice. A 6-month super-lien applies. Reserve studies are required every 3 years.
View full Redmond rules →Renton, WA
King County
Renton HOA dues follow RCW 64.90 (WUCIOA) or RCW 64.38. Budgets are ratified unless a majority of owners reject (RCW 64.90.525). Unpaid dues create statutory liens; foreclosure rules are strict.
View full Renton rules →Key Facts Comparison
| Fact | Redmond | Renton |
|---|---|---|
| Governing Law | RCW 64.90 / 64.34 / 64.38 | - |
| Lien Priority | Statutory, super-lien 6 months | 6-month super-priority over 1st mortgage |
| Reserve Study | Every 3 years, annual update | - |
| Pre-Foreclosure Notice | ~90 days | - |
| Resale Disclosure | RCW 64.90.640 | - |
| Statute | - | RCW 64.90.525 (budgets), RCW 64.90.485 (liens) |
| Budget Ratification | - | Majority of all owners must reject to fail |
| Interest Cap | - | 12 percent per year |
| Cure Period | - | 90 days before foreclosure |
Highlighted rows indicate differences between cities.
Redmond FAQ
Can a Redmond HOA foreclose for unpaid dues?
Yes. Washington law creates a statutory lien for unpaid assessments that can be foreclosed judicially after notice, typically at least 90 days, under RCW 64.90.545.
Must a Redmond HOA do a reserve study?
Yes. RCW 64.90.550 requires a reserve study every 3 years with annual updates for most common interest communities governed by WUCIOA.
Renton FAQ
Can my Renton HOA raise dues without a vote?
Under RCW 64.90.525 the board adopts a budget that is ratified unless a majority of owners reject it. So dues can rise without affirmative owner approval.
Can my HOA foreclose over unpaid dues?
Yes, but only after strict notice under RCW 64.90.485 and a 90-day cure period. Foreclosure over very small balances may be challenged as inequitable.
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