Federal Way vs Renton
How do assessment & dues rules compare between Federal Way, WA and Renton, WA?
Renton has fewer restrictions than Federal Way.
Federal Way, WA
King County
Federal Way HOAs may levy regular and special assessments under RCW 64.90 or 64.38. Unpaid assessments become liens and may be foreclosed after statutory notice and cure periods.
View full Federal Way rules →Renton, WA
King County
Renton HOA dues follow RCW 64.90 (WUCIOA) or RCW 64.38. Budgets are ratified unless a majority of owners reject (RCW 64.90.525). Unpaid dues create statutory liens; foreclosure rules are strict.
View full Renton rules →Key Facts Comparison
| Fact | Federal Way | Renton |
|---|---|---|
| Primary Statutes | RCW 64.90 or 64.38 | - |
| Special Assessments | Allowed with procedures | - |
| Lien Super-Priority | Six months under WUCIOA | - |
| Foreclosure | Allowed after notice | - |
| Late Fees | Per statute and CCRs | - |
| Statute | - | RCW 64.90.525 (budgets), RCW 64.90.485 (liens) |
| Budget Ratification | - | Majority of all owners must reject to fail |
| Lien Priority | - | 6-month super-priority over 1st mortgage |
| Interest Cap | - | 12 percent per year |
| Cure Period | - | 90 days before foreclosure |
Highlighted rows indicate differences between cities.
Federal Way FAQ
Can my Federal Way HOA foreclose for unpaid dues?
Yes, after recording a lien and providing statutory notice and cure periods under RCW 64.90 or 64.38.
What is lien super-priority?
Under WUCIOA, up to six months of HOA assessments have priority over a first mortgage, letting the HOA recover even if the lender forecloses.
Renton FAQ
Can my Renton HOA raise dues without a vote?
Under RCW 64.90.525 the board adopts a budget that is ratified unless a majority of owners reject it. So dues can rise without affirmative owner approval.
Can my HOA foreclose over unpaid dues?
Yes, but only after strict notice under RCW 64.90.485 and a 90-day cure period. Foreclosure over very small balances may be challenged as inequitable.
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